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I'm 55 with no idea where I want to retire. Housesitting is helping me work my way toward an answer.

19 October 2026 at 17:08
Woman smiling with hands on hip, aerial view of trees and buildings behind her
I've spent the last three years living out of suitcases and housesitting from Washington to Mexico, trying to figure out where I want to retire.

Amber Campbell

  • At 55, I thought I would have already figured out where I want to retire in the next few years.
  • Instead, I've been living out of suitcases and housesitting in different places to see what I like.
  • I still don't know where I will retire, but I do have a much better idea of what I want — and don't.

I always thought I'd be settled somewhere for good by age 55, with a comfortable home, established garden, and chest freezer in the garage.

But after growing up in the San Francisco Bay Area, raising my kids in Seattle, and becoming an empty nester, I realized I had no idea where I wanted to settle down.

For the first time in more than 20 years, I suddenly had the freedom to choose where I wanted to live.

So at 52, I started housesitting in exchange for places to stay so I could travel without depleting my savings. I quickly realized how much I enjoyed the nomadic lifestyle and how this gave me the opportunity to test out places I might eventually want to live in.

After a few months, I liked it so much that I gave away almost everything I owned, put the rest in storage, and decided to do it full-time.

That was almost three years ago. Since then, I've lived in dozens of cities, towns, and remote islands, from northern Washington to the southeastern coast of Mexico's Baja California peninsula.

Housesitting has changed my mind about what I thought I wanted

Woman smiling in home
Living in so many different places for several weeks or even months at a time helped me realize that how I want to live is just as important as where I want to live.

Amber Campbell

I typically stay in each home for two weeks to three months at a time, which allows me to get to know a new place without signing a lease, buying a house, or committing to a community.

Instead, I chat with locals, visit the library and grocery store, explore nearby nature trails, and try to imagine what it would be like to live there.

I ask myself a lot of questions: Can I tolerate this climate? Do I feel able to connect with this community? Could I live without whatever thing this place might be missing … which is sometimes as simple as my beloved Trader Joe's?

Throughout my stays, I've learned new things about myself and what I really want.

For example, I'd long pictured myself settling in a city since I've spent most of my life in major metropolitan areas.

So, I was thrilled to book a housesitting job right across the street from my old high school in San Francisco. I couldn't wait to walk the same streets I did in my youth and revisit my old haunts.

But the nostalgia wore off quickly, and a $105 street-cleaning ticket reminded me of the hassles of city life. I realized that a noisy, crowded, expensive city isn't where I want to settle after all.

These days, less traffic, more green space, and a slower pace feel more like my style.

Woman in sunglasses smiling in selfie on beach
I also thought I needed convenience and assumed I'd want to stay in the US, but housesitting changed my mind.

Amber Campbell

After that stint in the city, I went to the other extreme and booked a multi-week housesit on a remote Pacific Northwest island where the closest grocery store was a ferry ride away — long enough to require ice packs and a cooler to get my frozen food home before it defrosted.

At first, I couldn't imagine staying there for more than a few weeks, but I quickly fell in love with the solitude and have returned several times.

I realized that being surrounded by water, going days without talking to another person, hearing owls hoot at night, and watching a mother deer and her fawn wander across the yard made the extra effort of island life worthwhile.

I was willing to plan errands around the ferry schedule and give up some of the conveniences I'd always taken for granted for that kind of peace.

Turns out, I'm more open to living in a remote place than I expected.

Now, I'm rethinking what it means to settle down — and if I'd even stay in the US

Woman smiling in home
After three years and dozens of housesitting jobs, I still don't know where I want to retire — but I do have a much better idea of how I want to do it.

Amber Campbell

I'd also never even considered moving abroad until I booked a five-week housesitting gig for an American woman who had retired in La Paz, Mexico.

I felt inspired by my client's willingness to give up familiar comforts and conveniences to risk starting over in a new country in search of the life she wanted.

Although I'm not sure Mexico is where I want to settle, I loved my time in the Sonoran Desert and haven't ruled out retiring outside of the US. This experience helped me learn what living abroad was really like and realize I'm more capable of making that jump than I ever imagined if it's what I ultimately choose.

After trying out more than 50 locations in three years, I still don't know where I eventually want to retire. But I know I want to be somewhere I can walk in nature, enjoy some solitude without feeling isolated, and engage with a community when I'm ready for company.

Above all, I'm searching for a place that makes me feel at home — even when I'm visiting for the first time.

Read the original article on Business Insider

Right after my ex and I broke up, I started packing my things. Then, we decided to continue living together.

20 October 2026 at 19:16
The writer stands on a brick canal bridge lined with bicycles, trees, and urban residential buildings.
I've been living with my ex while saving money and building a life abroad.

Aaliyah Alexander

  • I was living with my boyfriend when we broke up, and he suggested that we stay roommates.
  • After looking into my options, I realized that living together might be the best financial move.
  • It was awkward at first, but acknowledging the situation and setting boundaries helped.

I met my ex in Spain, on a warm October night in 2024. He approached me as we were both walking home from a boxing class and confidently started a conversation.

About two weeks later, we went on our first date. A few months after that, we took our first weekend trip together. In April, he surprised me with a key to his home. By June, I'd moved in.

Our relationship was built on genuine care for one another. Throughout our relationship, we always sought to support each other's well-being and growth. Of course, we had bumps here and there, but they were never significant enough to change our respect for each other.

That's why, when we agreed to break up in August because we saw our lives going in different directions, I wasn't at all surprised that we found a way to continue living together.

We broke up, but I stayed at my ex's house

The writer posing with bicycles in front of canals, trees, and houses.
I normally wouldn't have continued living with an ex, but it felt like the best option.

Aaliyah Alexander

Under normal circumstances, I would've moved out as soon as possible. I've always believed that you can't start to heal from a breakup until you cut all ties and communication with your ex.

So, I bought the boxes, tape, and bubble wrap, started looking for apartments, and began packing.

But then two weeks later, I lost a freelance contract that contributed a significant portion to my income. This, coupled with the fact that I was already in the middle of a lengthy visa process to make Spain my long-term home, only added to the stress of going through a breakup.

Seeing the distress I was enduring, my ex sat me down and suggested that I continue to live with him until I was able to get back on my feet again.

My first thought was that people would think I was out of my mind for choosing to live with an ex. Then, I started weighing the pros and the cons.

If I stayed, housing would be one less thing I'd have to worry about … but every day, I would have to see someone I'd just broken up with. Worst of all, I'd have to treat my ex like a roommate, as if we didn't just spend the past two years in an affectionate relationship.

If I decided to move out, I wouldn't have to see my ex every day, and I could focus on healing my broken heart alone — but I'd be in a tough financial situation.

Unlike my ex — who's lenient and open to pulling some extra weight when I can't make rent or contribute 50/50 on utilities — I knew that a landlord wouldn't necessarily care about my personal situation once the first of the month rolled around.

I chose to keep living with him.

At first, there was an adjustment period

The writer stands by a stone seawall overlooking turquoise water and a coastal city skyline.
Having honest conversations and setting boundaries helped.

Aaliyah Alexander

Those first few weeks were awkward. We'd already had separate bedrooms because of my ex's insomnia, but the changes to our routines and interactions felt foreign.

Instead of getting a text inviting me to come cuddle with him on Sunday mornings, my phone remained silent. Instead of getting ready and walking to the gym together in the afternoon, I started going in the morning.

Instead of sitting down to have dinner together, we ate at different times in different rooms. Whenever we saw each other, we would force a smile, say hi, and go our separate ways.

We didn't acknowledge the strangeness of our situation until one moment broke down the barrier. I was used to having crying sessions in my room, but this time, one snuck up on me while I sat in the living room. The stress of my breakup, finances, and living situation had just built up too much.

My ex was passing through the living room when he saw me crying and gently asked if he could give me a hug. I nodded.

This interaction prompted us to finally discuss the elephant in the room (well, house): Living with your ex is weird. Simply addressing the situation and talking about how we were both coping instantly made it feel a little bit lighter.

We found a new way to live together

What followed was a conversation about how we wanted living together to look like. We knew we were doing something unusual, which was daunting, but also meant we were free to make our own rules.

Our first decision was to stop acting like strangers. Barely acknowledging each other's existence just didn't work for us, so we welcomed a level of friendliness into our new relationship.

Then, we decided we'd continue offering each other a certain level of emotional support. My ex recently took a leave of absence from work to heal from burnout and contemplate his next career move.

Meanwhile, I was struggling to find full-time work and sustain the life I was building abroad. Being there for each other when one of us needed a listening ear felt important.

Lastly, we agreed not to cross any lines that would confuse the other person. We weren't in a romantic relationship anymore, so we decided that any affection beyond a friendly hug would be prohibited.

With this, our living situation went from something that felt unbearable to something that works for us. In the next few months, I plan to save enough from my freelance work to move out. Until then, I'm happy knowing I have a home, even if it's with my ex.

Read the original article on Business Insider

I thought I loved being a minimalist. Then, my family moved from a 500-square-foot apartment to a 1,700-square-foot house.

18 October 2026 at 13:18
Woman smiling outside of home
I loved living in a 500-square-foot apartment with my family, but moving to a bigger home changed my perspective.

Courtesy of Alona Vasylieva

  • I enjoyed living in a small, one-bedroom apartment with my family of three for years.
  • Once we moved to a house more than triple the size, I totally changed my minimalist mindset.
  • Now that we live in a bigger space, I can't imagine going back to living small or minimally.

When my husband and I bought our apartment in Kyiv back in 2017, we were thrilled to finally have a family nest of our own.

It was a cozy, 500-square-foot place with one bedroom, and we meticulously planned to optimize every inch of it. Our kitchen table doubled as my workspace, and our living room couch became the guest bed whenever family stayed over.

Hosting required pure creative problem-solving and, with limited seating around our small table, I'd sometimes feed guests in shifts. It was chaotic at times, but I didn't mind.

After our son was born, bright plastic toys, endless boxes of diapers, and bulky baby gear started claiming every free corner of our apartment. With the three of us packed into a single bedroom, finding space was a daily puzzle, but we made it work.

Surprisingly, living so close together didn't feel limited back then — it felt intimate, cozy, and deeply fulfilling. Then COVID-19 hit.

Spending so much time indoors made me feel isolated, and for the first time, I began dreaming about more living space. But we barely had time to figure things out before life took a drastic turn: When the war in Ukraine escalated in 2022, we made the heavy, life-changing decision to relocate to Canada.

A few months after moving, we began renting a two-bedroom house, where we currently reside. At 1,700 square feet, it wasn't considered especially large by local standards, but to us, it felt vast.

It didn't take long to adjust to having more space — and to quickly fill it up

Living room area with view of dining room behind it, TV mounted on the wall
It's been nice having room for the gadgets and tools we've wanted to buy.

Courtesy of Alona Vasylieva

At first, our house seemed almost too large for just three people.

For the first time, we had two bedrooms and a basement, which instantly doubled our usable space at a ground level.

After years of apartment living, though, the sheer thought of having so much space to keep clean felt exhausting. However, it didn't take long to change my mind.

It turns out that when both you and your belongings finally have room to breathe — and you've got a trusty robot vacuum doing the heavy lifting — life shines in completely different colors.

Gray sectional co
It didn't take long to fill up our space.

Courtesy of Alona Vasylieva

It's also been wonderful to have more room to host, from a dedicated guest space (in the basement) to a table big enough to actually seat larger groups.

In time, we began to pick up local habits and traditions, too. Many of our neighbors in Canada decorate for different holidays, so we started joining in.

And of course, seasonal decor needs a place to be stored when it's not in use — and since we now had a full basement, I didn't feel super limited with what I could buy.

A lot of neighbors also had an extra stand-alone freezer in their homes. It seemed ridiculous for our family of three to also get one … until my first Costco run.

I caved when I realized I needed a place for all those bulk-sized boxes of frozen food. In our bigger home, large grocery hauls began feeling normal.

Groceries loaded into trunk of car
Large grocery hauls started to feel normal, especially because we now had space for all the groceries.

Courtesy of Alona Vasylieva

Gradually, I felt a shift in my identity: I was no longer the strict minimalist I used to be.

In Kyiv, whenever my husband wanted a new kitchen gadget or a giant toy truck for our son, I was firm about saying no. We simply didn't have room for "extra." I took pride in keeping our home completely clutter-free.

But between the extra space and North American convenience, I'd completely changed my minimalist rules. Now, saying "yes" to big additions — like the bulky food dehydrator I'd been eyeing for drying fruits and vegetables, or the roomy couch we'd dreamed of for years — felt easy.

I didn't need to worry about where something would be stored or if it'd take up too much space: We finally had the room to bring those dreams home.

Ultimately, my family and I have thrived with more room to breathe

Woman smiling in living room
It turned out that having a larger home wasn't about holding more things, but giving our family room to breathe

Courtesy of Alona Vasylieva

Over time, I realized this shift was much deeper than just being able to shop more and store more stuff. In a bigger space, our family had room to breathe and grow.

In Kyiv, our whole routine and my minimalist mindset felt shaped by how tight everything felt, but here, the extra room opened up a whole new chapter.

I've become more outgoing, more relaxed, and genuinely excited to gather people together. Our home has turned into a place for hosting friends, cooking weekend dinners, and laughing over backyard barbecues.

Living small was a beautiful, intimate part of my life that I will always hold close to my heart. It taught me intentionality and gratitude.

However, creating space to thrive, host, and watch my family grow has completely transformed my definition of home — now, going back to 500 square feet no longer feels like an option.

Read the original article on Business Insider

My husband and I have different definitions of 'financially responsible.' Building a house is forcing us to compromise.

17 October 2026 at 14:32
The writer and her husband smile for the camera while standing in front of rural land they own in Maine.
My husband and I bought land, and are starting the process of building a house.

Lisa Leslie

  • When it comes to money, I'm a big budgeter, and my husband prefers taking risks.
  • Now that we're building a house together, our differences are causing some disagreements.
  • We've learned to stay flexible and balance each other's approaches.

My husband and I have very different ideas about financial responsibility.

When we're feeling stressed about money, my instinct is to run the numbers and account for every financial what-if. He's a big-picture dreamer who sees what something could become and is more willing to say, "We'll figure it out."

His attitude has paid off before. He had the vision for our first home, which we bought for under $100,000 and recently sold for a decent profit after 13 years of renovations.

I know some of the best things we've done together wouldn't have happened without my husband's willingness to take a chance, but our differences have still caused some friction over the years.

Now that we're building a new home together, we're trying to balance my need to plan for the unknown with his belief that we'll find a way forward.

After 13 years, we took a risk and sold our home

Concrete boat ramp leads into a calm forest-lined inlet beneath a cloudy sky.
We sold our home and bought land in a part of Maine we love.

Lisa Leslie

For 13 years, we'd lived in the same place. My husband had moved frequently as a child, and he wanted his two daughters to have a consistent place to call home.

Leaving this house behind was bittersweet, but my oldest stepdaughter had just bought her own house, and my younger one was heading off to college. We were ready for what came next.

We could have bought an existing house needing renovations. Instead, we found land in southern Maine that felt worth taking a risk on.

We've always loved the area. My family has an annual reunion there, where we spend a week at the beach. Our new property will hopefully give us that lifestyle without the summer crowds: It's more than 2 ½ acres with hiking trails next door, a nearby kayak and paddleboard launch, and the ocean just a short drive away.

We decided to go for it, and by the end of August, our old house was nearly empty. My younger stepdaughter left for college on a Wednesday, we moved the rest of our things to a rental on a Thursday, and officially sold the house that Friday.

Every estimate comes with an 'unless'

A gravel path leads into a dense wooded forest with tall trees and early autumn leaves.
If excavators hit ledge, our costs could go up.

Lisa Leslie

In September, we began building our 1,500-square-foot house.

We're now paying $3,000 a month for a rental home — with a construction loan on top of that — and keeping track of a lot of numbers, from lumber and labor to excavation, plumbing, electrical, permits, and finishes.

My husband is doing most of the construction himself, which is what makes this project possible. If we had to pay for all of the labor, we probably couldn't afford to build right now.

However, that's not to say this hasn't been a very stressful time. We think we've accounted for everything, but every estimate has an asterisk: Unless lumber prices go up. Unless a contractor's price changes.

Unless we hit ledge — that is, solid bedrock beneath the soil that can be expensive to excavate. We might have to rethink the foundation or adjust the entire plan once we see what's underground.

I find that uncomfortable, but my husband doesn't.

We're leaving room to adjust

The writer and her husband posing in front of trees on their land in Maine.
We've made some compromises, and we'll likely have to make more.

Lisa Leslie

My husband can picture what this property could become over time, and has big dreams for it.

He wanted a garage, a small cottage where our family could stay when they visit, a little more space, and nicer finishes in some areas. I kept bringing us back to what we could afford right now, and how much we wanted to keep in savings rather than put everything into the house.

After a lot of discussion, we decided to start small. We're building for the life we have today, while — at his request — leaving room for the one we might want tomorrow. The garage and cottage can wait. For now, we're focusing on getting the house right without stretching our budget too far.

That means staying flexible. For instance, my husband wants a finished basement, and I agreed, knowing this would give us the option to add a third bedroom down the road.

Though the cost difference between a basement and an unfinished crawl space isn't huge upfront, hitting ledge could put us thousands — or even tens of thousands — over budget.

We're willing to give the basement a shot, but if excavation costs start climbing, we may have to scale back to a crawl space and save the extra bedroom for another day.

We have a plan, but we know it might change once we get further into the build. I'll keep making the spreadsheets and asking for the numbers. He'll keep looking at the big picture and reminding me why we decided to do this.

This project, and my husband, have taught me that financial responsibility isn't necessarily about eliminating every risk, but knowing which risks are worth taking and staying open to changing course.

Read the original article on Business Insider

I'm not scared of aging. I'm having more fun in my 60s than I did in my 20s.

16 October 2026 at 14:34
A composite image of Krista in her 20s, and Krista at her 62nd birthday with a heart-shaped cake that says "Older, wiser, and hotter."
I'm having more fun in my 60s than I did in my 20s.

Krista Buckner; Visuals By Christina

  • I'm in my 60s and I'm enjoying life more than I did in my 20s.
  • At this point in my life, I'm more confident in my fashion choices and friendships.
  • Plus, I've finally stopped questioning whether I'm where I'm "supposed to be" in life.

At 62, my life looks almost nothing like the one my 20-year-old self pictured. It's better.

Sure, I'm divorced and don't have grandchildren, but I have adult children I adore and friendships with decades of history. Plus, I'm doing something I never imagined: building a career on social media.

Every day, I talk to over 200,000 followers on TikTok and 135,000 on Instagram about hope, finding your purpose, and remembering that life doesn't have an expiration date.

At an age when many people are winding down, I seem to just be getting started. And I wouldn't change a thing.

I dress for myself, not my age

A photo of Krista wearing a bright orange dress and a green jacket with fur cuffs.
I love experimenting with bold fashion choices.

Visuals By Christina

I've always loved fashion, from jeans and flip-flops to high heels and designer gowns. But these days, I have more confidence in my choices and a lot less interest in anyone else's opinion of them.

When I look at clothes, I don't see an age requirement. I see something I either love or don't.

Whether it's a bold print, an unexpected silhouette, or a statement piece, my decision on what to wear comes down to how it looks and feels on me, not how old I am. Fashion has always been a form of self-expression for me, and getting older hasn't changed that.

I don't think women should have to trade their sense of style for something more "age-appropriate" every time they celebrate another birthday.

Plus, my goal isn't to look 30. It's to make 30-year-olds excited to turn 60. After all, why would I want to turn back the clock? I've spent six decades learning who I am. I wouldn't trade that wisdom just to have younger-looking skin.

My friendships don't require me to be anyone but myself

A photo of Krista and her friends.
My friends and I are there for each other during life's best and worst moments.

Krista Buckner

One of the most beautiful parts of getting older is having friendships that have stood the test of time. There's something special about sitting across from someone who knows the chapters of your life you'd rather forget and realizing you have absolutely nothing to prove.

My friends and I have stood by one another through divorces, financial struggles, challenges with our children, and some of life's most difficult moments.

But we've also shared incredible joy, deepened our connections, and celebrated the love, wisdom, and experiences that make growing older such a gift.

In my 20s, I was still figuring out who I was. Now, there's no pressure to perform, impress, or constantly please the people closest to me.

We don't take everything personally, either. If someone is busy or life gets complicated, we understand. We know that a friendship isn't measured by how often you see each other.

That kind of freedom doesn't happen overnight. It's built through years of showing up, forgiving, laughing, and sometimes simply giving each other grace.

I've stopped questioning whether I'm where I'm supposed to be

Krista and her kids pose for a photo.
One of the greatest gifts of aging is being able to spend time with my adult children.

Krista Buckner

When I was younger, I spent so much time wondering whether I was on the right path. I had a very specific picture of what my life should look like, and when things didn't go according to plan, I questioned myself.

At 62, I can look back and see that even the experiences I never would have chosen were my greatest gifts of all. Every path is the right path.

Loss taught me gratitude. Starting over taught me courage. Being told I wasn't enough taught me to recognize my own worth. And through it all, I've developed a resilience that allows me to face whatever life brings with confidence and hope.

And perhaps that's the biggest difference between 22 and 62: I know that my life is happening for me, not to me.

I spent so much of my younger years thinking about what my life would become. Now I'm actually living it, and I still have so much I want to do.

I know aging is inevitable. But spending decades dreading it isn't.

Read the original article on Business Insider
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