Your home address, phone number and relatives' names may be sitting on people-search websites you've never visited. Anyone who finds those listings could learn more about you than you're comfortable sharing. A data broker opt-out can help reduce that exposure, especially during retirement, when protecting your finances, family and home becomes a priority.

And a tragic case in Minnesota shows why publicly available personal information deserves a closer look. Here's what happened in Minnesota and the steps you can take to make your personal information harder to find online.

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WHAT A SCAMMER SEES THE MOMENT THEY GOOGLE YOUR NAME

Minnesota attacks expose a troubling privacy risk

In June 2025, Minnesota lawmaker Melissa Hortman and her husband, Mark, were murdered in a targeted attack. State Sen. John Hoffman and his wife, Yvette, were seriously injured in a separate shooting. Investigators discovered notebooks containing the names of public officials and a handwritten list of 11 people-search websites in the suspect's vehicle. The list included TruePeopleSearch, Spokeo, Pipl, PeopleFinders, BeenVerified, Whitepages, TruthFinder, Intelius, Ownerly, USSearch and PeopleLooker. The notes described which services were free and what information someone could find through them.

However, the discovery alone did not establish whether the websites supplied the victims' addresses. On June 11, Vance Boelter pleaded guilty to federal charges involving the murders, shootings and stalking of the victims. He was sentenced on July 23 to two consecutive life terms plus 40 years in federal prison. Separate state charges remain pending. The case raised an unsettling question: How easily could someone find your home address and information about your family?

What data brokers know about you

Data brokers collect information from public records, online activity, commercial databases and other sources. They then combine those details into profiles that businesses and individuals may be able to purchase or access. Some companies specialize in marketing information. Others operate people-search websites that make personal details available through free searches or paid reports.

Depending on the company and the available records, those profiles may include:

• Your current and previous home addresses
• Phone numbers and email addresses
• Age, birth date and marital status
• Names of relatives and possible associates
• Property ownership and estimated home values
• Employment and education history
• Purchasing interests and other consumer information
• Financial, health-related or political inferences

Not every broker collects or sells all this information. Credit reporting agencies also operate under different legal requirements than many people-search services. Still, these records can reveal details you never intended to share with strangers. For a closer look at how criminals assemble this information, read our CyberGuy report on how scammers build a profile on you using data brokers.

Want to see how much of your personal information may already be exposed? Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

Why exposed personal information is risky for retirees

Scammers can use publicly available details to make their stories more convincing. As a result, a suspicious call or message may sound surprisingly personal.

Here are some of the potential risks.

• Financial scams: Someone who knows your age, address and family relationships may use those details to impersonate a financial institution, government agency or relative. That familiarity can make a fraudulent request sound credible.
• Home and personal safety: People-search listings may expose where you live, where you previously lived and who lives nearby. This can be particularly concerning for people dealing with stalking, harassment or threats.
• Medicare and healthcare fraud: A scammer who knows your name, age or location could use those details to make a fake Medicare call or insurance offer seem legitimate. Never provide your Medicare number to an unexpected caller.
• Family impersonation scams: Criminals may use relatives' names and personal details to create convincing emergency stories. They might claim someone you love needs money immediately.
• Spam calls and unwanted messages: Data brokers and marketing lists can contribute to unwanted contact. However, removing your information will not eliminate every robocall, spam text or phishing email.

Even if you've never experienced one of these problems, reducing the amount of personal information available online can make it harder for someone to research you.

THE SECRET LIST THAT TELLS SCAMMERS YOU'RE AN EASY TARGET

How to opt out of data brokers yourself

You can request removal from many people-search websites for free. However, each company may have different requirements, and removing a listing doesn't always prevent it from returning.

Here's how to get started.

• Search for yourself online. Look up your full name, city, current address and phone number. Check major people-search websites for matching listings. Avoid paying for reports unless you have a specific reason.
• Save the website addresses. Keep a record of the pages exposing your information so you can return to them later.
• Find each site's removal instructions. Look for links labeled "Opt Out," "Remove My Information" or "Do Not Sell or Share My Personal Information." You can also check the site's privacy policy.
• Submit your removal request. Follow the company's instructions. Some sites require you to verify your identity or confirm that the record belongs to you. Share only the information necessary to complete the request.
• Complete any verification steps. Check your email for confirmation links or follow-up instructions. A request may remain incomplete until you finish the process.
• Consider search-result removal. If sensitive information appears in Google search results, you may qualify to request its removal. Keep in mind that removing a search result does not erase the information from the original website.
• Check again periodically. Brokers may refresh their records, and previously removed details can reappear. Revisit the sites and submit new requests when necessary.

A new privacy shortcut for California residents

If you live in California, you now have another option. The state's free Delete Request and Opt-out Platform (DROP) at privacy.ca.gov/drop/ launched in January 2026. It allows eligible residents to submit one deletion request to more than 600 registered data brokers. Beginning August 1, 2026, covered data brokers were required to start processing those requests. The system also requires recurring checks for matching information, although legal exceptions apply and removal is not immediate. Other states have their own privacy laws and removal rights, so your options may depend on where you live.

How a data removal service can help protect your personal information

If manually contacting dozens of websites sounds exhausting, a data removal service can handle much of the work for you. These services help identify data brokers and people-search websites that may have your information. They can also submit removal requests on your behalf and follow up when necessary.

Depending on the provider and subscription plan, available features may include:

• Automated removal requests: Services contact covered data brokers and people-search websites to request deletion of your personal information.
• Recurring removals: Some providers periodically repeat requests and check whether previously removed information has reappeared.
• Progress reports: You can track removal requests and review updates about which companies have responded.
• Multiple personal details: Certain services let you submit current and previous addresses, email addresses and phone numbers to help identify matching records.
• Custom removals: Some providers allow you to submit additional website links for review and possible removal assistance.

To get started, choose a reputable data removal service, create an account and provide the information needed to identify your records. You'll typically need to authorize the service to submit removal requests on your behalf. Some providers also offer family plans that cover multiple household members.

Before subscribing, compare the websites each service covers, its removal process, ongoing monitoring features and subscription costs.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.

What a data removal service cannot do

Even with automated removal, some personal information may remain publicly accessible. Property ownership records, government databases and certain court records can continue displaying details about you. Data removal services generally cannot force government agencies to delete legally available public records.

Additionally, not every website must honor a removal request. Some services offer custom removals, but legal restrictions and technical limitations can prevent certain information from being deleted.

Removing data broker listings also cannot undo previous data breaches or guarantee that scammers will stop contacting you.

Still, reducing the number of websites exposing your information can make it harder for strangers to find personal details. For retirees, that added privacy can help reduce exposure to targeted scams and unwanted contact.

Kurt's key takeaways

What concerns me most is how much someone can learn about you without ever meeting you. Your address, family connections and personal history can give scammers information they can use to gain your trust. And once that information starts circulating, controlling where it goes becomes difficult. That's why I recommend taking a proactive approach. Start by finding out what's publicly available, remove what you can and keep checking. If the process becomes overwhelming, a reputable data removal service can help with the ongoing work. You may never erase every trace of yourself from the internet, but you can make your personal information harder to find.

Have you ever searched your name on a people-search website and been surprised by how much information was available? Let us know by writing to us at CyberGuy.com.

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Americans traveling to China are being warned about the possibility of detention, electronic surveillance and restrictions that could keep them from returning home, with a travel expert sharing critical information for people to know before they go. 

The U.S. State Department issued an updated Level 2 "Exercise Increased Caution" advisory for mainland China this week, citing concerns about wrongful detention and restrictions on leaving the country.

Travelers are told to be aware that routine professional, academic and personal activities, which carry no risk in Western countries, could be treated as criminal offenses under China's broad security laws.

STATE DEPARTMENT ISSUES TRAVEL ADVISORY AS ARRESTS AND EXIT BANS HIT POPULAR DESTINATION

The advisory also raises concerns about private communications, warning Americans that emails, texts and social media activity could be monitored by Chinese authorities.

"Assume that China's security services can read your emails, texts and social media posts if you send them to or from China," the Oct. 19 advisory states.

The State Department said some people have been detained or deported over private messages considered critical of Chinese authorities, even when those messages were sent outside China.

The risks extend beyond electronic communications.

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The State Department elaborated on possible detention without justification.

"The U.S. Department of State has determined that Americans are at serious risk of wrongful detention by the Government of China," the advisory states.

Those detained could spend years behind bars with limited contact with family members or U.S. officials, according to the department.

Travelers could also face restrictions that prevent them from leaving the country, even if they have not been detained.

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Chinese authorities have used the "exit bans" during investigations and business or civil disputes. Exit bans have also affected relatives of people under investigation, including children, according to the advisory.

Some travelers may not know they're prohibited from leaving until they try to fly home.

"U.S. citizens might only become aware of an exit ban when they attempt to depart China," the State Department said.

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Some bans have lasted for years. Officials warn there may be no clear way to challenge them in court.

Americans who plan to visit China are advised to travel with a U.S. passport and valid Chinese visa, enroll in the Smart Traveler Enrollment Program and arrange regular check-ins with family members or an employer.

Fox News Digital reached out to the U.S. State Department for further comment.

"Be aware of your surroundings. Think before you take a picture," advised Bobby Laurie, a longtime travel expert and former flight attendant.

"This is one of those situations where maybe you were spotted taking pictures of law enforcement on the street, or you were somewhere you shouldn't have been. Maybe you were inadvertently near a protest on the streets," he added. 

"Then as your trip comes to an end, you head to the airport. You scan your boarding pass, ready to get through immigration to fly home. And then you realize you're actually not allowed to fly home. There has been an exit ban placed on you."

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He said anyone traveling to China should go with "a cell phone or electronic device that is really stripped down just to what you need for your trip."

Leave confidential information at home, he also urged. 

Your phone buzzes. Another political text. This time, it's an urgent fundraising appeal claiming a campaign desperately needs your help before midnight. You delete it, block the number and get on with your day. Then tomorrow, another one arrives from a completely different number. Sound familiar? I've been there, and frankly, I'm fed up with it.

On The CyberGuy Report podcast, I sat down with George Weiner, founder of PACspam.org and head of the digital agency Whole Whale. George got so frustrated with the relentless political texts that he created a free tool to help people figure out who's sending them. Our conversation revealed why blocking numbers often gets you nowhere, how political fundraising has become a lucrative business and what you can do to fight back.

FIVE DATA BROKER OPT-OUT MYTHS THAT LEAVE RETIREES EXPOSED

Join our upcoming CyberGuy LIVE class: 5 Ways to Travel Smarter and Save Money

In this free live online class, Kurt "CyberGuy" Knutsson will share five practical ways to protect your trip and your wallet this holiday travel season. You’ll learn how to secure your phone and personal information, find better travel deals, avoid common scams, save money on bookings and use technology to make your travels easier and less stressful. No technical experience is needed.

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Why blocking political text messages doesn't work

You would think blocking a phone number would send a pretty clear message. Apparently, political texting operations don't always take the hint. I asked George why texts from the same political groups kept showing up after I blocked their numbers. "Well, you block one number and you've only blocked one number," Weiner explained.

He introduced me to a technique called snowshoeing, which allows an organization to spread its messages across multiple phone numbers. A single campaign or political action committee (PAC) may use many different numbers to reach the same people. So, even after you block one sender, another number can deliver the next fundraising appeal.

For George, this frustration became personal. As a father of three, he worries about missing an important call from his children's school. "That could be the school, right? That could be an emergency," he explained. Instead, his phone often interrupts him with another fundraising appeal. He tried replying STOP, reporting messages and registering for the National Do Not Call Registry. Yet the interruptions continued. "I have done it all and I still get these messages," Weiner said. That raises a question I've been asking for years. How did these organizations get our phone numbers in the first place?

How political campaigns get your phone number

You might assume a campaign needs your permission before adding your number to its texting list. Unfortunately, political outreach operates under rules that leave plenty of room for unsolicited messages. Weiner explained how phone numbers can circulate through political donor and voter databases. Campaigns may also combine registration information with commercially available data to identify potential supporters. Furthermore, organizations can purchase or exchange contact lists, allowing your information to reach groups you've never heard of.

Voter registration records vary by state, and phone numbers aren't necessarily public in those records. However, organizations can match voter information with other databases to build detailed contact profiles. Political donations can create additional exposure. As we've previously reported, federal political contribution records can reveal personal information, including your name and address when disclosure requirements apply. Once your number enters this fundraising network, tracking every organization that holds it becomes extremely difficult.

The money behind nonstop political fundraising texts

Here's something from my conversation with George that really caught my attention. There's a substantial amount of money flowing through the political texting business, and the people sending these messages have financial reasons to keep doing it. Weiner pointed to approximately $65 million spent on political texting services during the 2024 election cycle, based on his analysis of Federal Election Commission records. He also believes 2026 spending could exceed that amount, although a final election-cycle total isn't yet available.

George also highlighted how much money individual political messaging vendors receive. According to PACspam's analysis of FEC records covering December 2008 through May 2026, reported payments totaled $17 million for Switchboard, $14.4 million for Mothership Strategies and $10.6 million for Message Digital. These figures span multiple election cycles and reflect reported payments to political messaging vendors, which may include services beyond texting.

Why political fundraising texts keep coming

"There is money to be made," Weiner told me. He explained that fundraising operations can keep paying to send messages as long as the donations they generate justify the expense. Even a small percentage of people responding with money can make another round of texts financially worthwhile. Some appeals claim a donation deadline is approaching or suggest a candidate faces an immediate financial emergency. Others use provocative headlines designed to make you react before thinking.

Weiner also raised concerns about how much money some PACs actually direct toward candidates. He pointed to investigations suggesting that certain organizations spend heavily on fundraising while relatively little reaches the candidate being promoted. PACs operate under different rules, however, and not all are established to make direct candidate contributions. That's why it's important to investigate where your donation will go. And this problem crosses political lines. Weiner stressed that organizations associated with different political parties use these tactics. The repeated pleas for money, he believes, can end up alienating the very voters campaigns want to reach. That brings us to an interesting way to investigate who's behind the messages.

How PACspam helps identify who's sending political texts

George created PACspam.org to give people more information about the organizations filling their phones with unsolicited political messages. "Our phones don't have to live like this," Weiner said while explaining why he built the tool. The free service analyzes political fundraising texts and attempts to identify the committee behind them. It can examine fundraising links and use public campaign finance information to help trace the organization responsible. PACspam also helps document complaints and tracks repeat offenders using information connected to FEC-registered committees. Its public leaderboard focuses on texting behavior rather than political affiliation. Meanwhile, its FEC Texting-Spend Explorer lets visitors investigate campaign spending on texting services. In some cases, PACspam can also help identify the texting technology provider that delivered the message. That last part is particularly interesting because those technology companies may serve multiple political organizations.

Rather than contacting only the committee asking for money, Weiner suggests contacting the texting platform when it can be identified. "They do answer," Weiner told me when I asked whether these companies respond to complaints. He described receiving a response from the legal department of a texting provider. That company explained how he could request placement on its own do-not-contact list. The approach could be more useful than blocking one phone number because it targets a provider that may handle messages for multiple political organizations. Still, one company's removal list won't necessarily apply to competing platforms. Of course, results can vary. An organization may use another platform, and some messages don't contain enough information to identify the sender. Still, contacting a texting provider offers another avenue to pursue.

DEM FUNDRAISING GIANT ACTBLUE ACCUSED OF FRAUDULENT DONATION 'COVER-UP' IN EXPLOSIVE REPORT

How to use PACspam.org

Getting started requires only a political text you've received. Here's what to do.

• Visit PACspam.org.
• Copy the unwanted political message from your phone. You can also upload a screenshot if you prefer.
• Review the message or screenshot for personal details you don't want to share.
• Paste the message into the site's lookup tool, or upload your screenshot.
• Select Look up sender to analyze the message.
• Review any identified committee, fundraising link or texting provider.
• Use the generated complaint information to contact the relevant organization through available official channels. You can also review the site's reporting options.

PACspam can prepare complaint information and help document unwanted political messages, but it doesn't automatically send those complaints on your behalf. It also cannot guarantee that your number will disappear from political texting lists. I also asked George an important privacy question. What happens to the information people submit? "We're not collecting your number. I just want that message," he said. According to Weiner, you don't need an account to use PACspam. Whole Whale also says uploaded screenshots are processed and discarded, while personal messages aren't displayed publicly. Those are the service's stated privacy practices, so I still recommend removing identifying details before submitting anything.

Are unsolicited political text messages legal?

Here's where things get frustrating. The Federal Communications Commission treats political texts differently depending on how they're sent. Political messages sent through an automatic telephone dialing system generally require prior express consent before reaching your cellphone. However, messages sent manually through peer-to-peer texting systems can fall outside those restrictions. That helps explain why so many campaign texts can reach people who never specifically requested them.

The National Do Not Call Registry generally doesn't cover political outreach either. So, registering your number may reduce some telemarketing calls without stopping political fundraising appeals. The FCC also says political campaigns should honor opt-out requests when recipients reply STOP. For robotexts covered by federal consent rules, revocation requests must generally be honored within 10 business days. However, an opt-out from one sender won't necessarily remove your number from other political organizations' databases.

5 ways to block political text messages and protect yourself

You may not be able to eliminate every political text, but several steps can reduce the interruptions and help protect your information.

1. Reply STOP when you recognize the sender

If you receive a message from a legitimate political campaign or organization, replying STOP can unsubscribe you from that sender's messages. However, be selective. If the text looks suspicious or contains an unfamiliar fundraising link, avoid responding. Scammers sometimes impersonate political organizations, and engaging with suspicious messages may confirm that your number is active.

2. Turn on spam filtering on your phone

Your smartphone already has tools that can help move unwanted messages out of your main inbox. Here's where to find them.

On iPhone running iOS 27:

• Open the Messages app.
• Tap the Filters button.
• Select Manage Filtering.
• Turn on Screen Unknown Senders.
• Make sure Filter Spam is enabled.

Unknown senders can move into a separate folder, reducing interruptions. If needed, tap Allow Notifications to choose which categories of unknown messages can still alert you. Availability varies by region.

On Google Pixel or Samsung Galaxy using Google Messages:

• Open Google Messages.
• Tap your profile picture or icon.
• Select Messages settings.
• Tap Protection & safety.
• Select Spam protection.
• Turn on Enable spam protection, if available.

Google Messages can flag suspicious texts and move some of them into the Spam & blocked folder. Menu options may vary by device and app version. Remember to review your filtered messages occasionally so important texts don't get overlooked.

FCC ROBOCALL CRACKDOWN COULD CHANGE PHONE PRIVACY

3. Block and report repeat senders

Blocking individual numbers can reduce messages from persistent senders, even though other numbers may still get through.

On an iPhone, open the unwanted conversation, tap the sender's icon, select Info and choose Block Contact. On an iPhone, reporting a message as spam doesn't automatically block the sender. You need to block the contact separately if you want messages from that number stopped.

On Google Messages, touch and hold the unwanted conversation, then tap Block. You can also select Report spam before confirming.

For additional guidance, see our guide to blocking phone numbers and texts.

4. Report unwanted texts to your carrier and the FCC

You can forward unwanted political texts to 7726, which spells SPAM on a telephone keypad. This alerts your wireless carrier and can help its spam detection efforts. For suspected violations of federal calling or texting rules, you can also submit a complaint through the FCC Consumer Complaint Center. If the text appears to be a scam, report it to the Federal Trade Commission at reportfraud.ftc.gov/. Keep a screenshot of the suspicious message if you may need it for your report.

5. Donate directly and limit your personal data exposure

One of George's strongest recommendations involves political donations. If you want to support a candidate, find that candidate's official website yourself rather than following a link in an unsolicited text. During our interview, George warned that donating through unfamiliar political fundraising texts can encourage additional solicitations. He described how a successful donation might lead organizations to think, "we got one, let's send twice as many messages." His recommendation was straightforward: Give through the candidate's official website instead of an unsolicited fundraising link. That helps you verify who is receiving your money. However, even donating directly can lead to additional campaign messages, so review the site's privacy disclosures and contact preferences.

Additionally, consider limiting how widely your phone number appears online. Data brokers can collect and resell personal information, and removing your details from covered sites may reduce future exposure. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.

Keep in mind that commercial data removal services cannot erase legally required public campaign finance records. They also can't guarantee removal from every political organization's contact database.

Kurt's key takeaways

What struck me most about my conversation with George is how much money is being made from messages that so many of us desperately want to stop. We block numbers and ask to be removed, yet the texts keep coming. And the organizations making money from this system have little incentive to change it. I appreciate that George decided to do something about it. His PACspam tool offers a way to investigate who's behind these messages and push back through official complaint channels. I'd love to see political organizations become more accountable for how they use our personal information. After all, supporting a candidate shouldn't mean giving every fundraising operation unlimited access to your phone. Want to hear exactly how George is fighting back? Listen to my full interview with George Weiner on The CyberGuy Report podcast. We dig deeper into the political texting business, the companies behind it and what you can do when blocking numbers fails. And if you're ready to reduce even more unwanted messages, head to CyberGuyLive.com for my free Sick of Spam? class replay. You'll get practical advice for reducing robocalls, unwanted texts and junk email, along with a free spam-stopping checklist.

Should political campaigns have to get your permission before sending fundraising texts, and should the companies profiting from those messages face consequences when you repeatedly ask them to stop? Let us know by writing to us at CyberGuy.com.

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Ever notice that websites keep asking you to verify your identity when you're using a VPN? Whether you're checking your bank account, signing into email or shopping online, those repeated security checks can get frustrating. Your VPN may be part of the reason.

A VPN changes the IP address websites see, which can sometimes trigger additional verification requests. Fortunately, a dedicated IP address may help reduce those interruptions while keeping your VPN protection enabled. Here's what you need to know.

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YOUR BANK MAY STOP TEXTING YOU SIX-DIGIT CODES

How VPNs can affect your logins

First, let's set the record straight: A VPN generally does not interfere with how your passkeys or two-factor authentication codes work. Time-based authenticator codes are generated on your device and can work without an internet connection. Passkeys use cryptographic keys to verify your identity during a sign-in, while push notification approvals require a network connection. A VPN can usually work alongside all of these methods. What it does change is the public IP address websites see. When you connect through a VPN server, websites and apps see that server's IP address instead of your usual public IP address.

That's the whole point. But it's also why banks, email providers, and financial apps sometimes get nervous. These services use your IP address as one of many signals to decide whether a login looks legitimate. If you always log into your bank from roughly the same location and the same address, and suddenly your account is being accessed from a different city or a different country, the system flags it. Not because your VPN broke anything, but because from the app’s point of view, someone new just walked in the door.

Why changing IP addresses can trigger extra security checks

One common trigger is a VPN connection that uses shared IP addresses. Your public IP address may change when you reconnect or switch servers, although some VPN connections can keep the same address across multiple sessions. For a bank or workplace login portal that recognizes your usual login patterns, an unfamiliar IP address or location can raise a red flag.

The second trigger is shared IP addresses themselves. When hundreds of users connect through the same VPN server, they all appear to be coming from the same address. Websites and security systems recognize these addresses as VPN traffic and treat logins from them with extra suspicion. That means more CAPTCHAs, more verification steps, more temporary lockouts. Neither of these is a flaw in your VPN. It's doing exactly what it's supposed to do. But if you're regularly logging into sensitive accounts, those extra security checks can get frustrating fast.

How a dedicated IP can reduce login interruptions

One potential solution is a dedicated IP address. Instead of sharing an IP address with other VPN customers, you receive a fixed address reserved for your use. Each time you connect to that dedicated VPN location, websites see the same public IP address. This consistency may help reduce unnecessary CAPTCHAs and security checks, especially on services that consider your usual login location.

However, a dedicated IP doesn't guarantee that a bank or website will recognize your connection as trusted. Security systems also evaluate your device, account activity and other risk signals.

Some VPN providers offer dedicated IP addresses as part of their subscription plans or as a paid add-on. These services let you maintain a consistent IP address while keeping your internet traffic encrypted through the VPN. However, privacy protections vary by provider, so check how your dedicated IP is assigned and whether it can be linked to your account.

There is also an important trade-off. Because only you use your dedicated IP, websites may find it easier to associate repeated visits with the same address. Shared VPN addresses can provide greater privacy against IP-based tracking by mixing your traffic with other users.

For people who frequently encounter login interruptions, a dedicated IP may provide a more consistent browsing experience without giving up VPN encryption.

For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices at CyberGuy.com.

ANTI-SCAM SETTINGS ON IPHONE, PIXEL AND GALAXY YOU SHOULD CHECK

A few extra tips to avoid VPN login problems

If you're still running into extra verification requests, here are five things worth trying.

1) Switch to a different VPN server

Some VPN server IP addresses trigger more security checks than others. Try connecting to a server closer to your actual location. This may help reduce verification requests, although websites can still recognize VPN traffic.

2) Use split tunneling for trusted apps

Some VPN services offer split tunneling, which lets you choose which apps use the VPN connection. For example, you might allow your banking app to connect directly to the internet while keeping other apps protected by the VPN. Just remember that apps bypassing the VPN will expose your regular public IP address. Feature availability varies by provider and device. Only bypass the VPN for sensitive apps when you're using a network you trust.

3) Check your authenticator app's clock

If your six-digit authentication codes aren't working, your device's clock could be the problem. Time-based codes depend on accurate time settings. Make sure your phone's date and time are set to automatic. If codes still fail, confirm you're selecting the correct account in your authenticator app.

4) Let trusted websites remember your device

Some websites offer a "Don't ask again on this device" option after you verify your identity. Selecting it can reduce repeated security checks on your personal computer or phone. Make sure your browser allows cookies for those websites, since private browsing or automatically clearing cookies can cause them to forget your device. Never use this option on a shared or public computer.

5) Don't approve unexpected login requests

A VPN can trigger extra security checks, but that doesn't mean every authentication request is legitimate. If your phone asks you to approve a login you didn't initiate, deny it. Someone could be trying to access your account. Check your recent account activity for unfamiliar sign-in attempts. If you spot anything suspicious, change your password and review your account's security settings.

HOW TO FIND COMPROMISED PASSWORDS ON IPHONE AND ANDROID

Kurt’s key takeaways

I like the extra privacy a VPN provides, but I can understand how repeated security checks could get frustrating. A VPN generally works alongside passkeys and two-factor authentication without interfering with their underlying security. However, changing IP addresses and shared VPN connections can prompt websites to request additional verification. A dedicated IP may reduce those interruptions by giving websites a more consistent connection to recognize. It won't eliminate every security check, but it can make frequent logins more convenient. The most important thing is to keep your authentication protections enabled, even when an extra verification step feels inconvenient.

Have you ever been locked out of an account while using a VPN, or found a solution that smoothed things out? Let us know by writing to us at CyberGuy.com.

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