Your home address, phone number and relatives' names may be sitting on people-search websites you've never visited. Anyone who finds those listings could learn more about you than you're comfortable sharing. A data broker opt-out can help reduce that exposure, especially during retirement, when protecting your finances, family and home becomes a priority.

And a tragic case in Minnesota shows why publicly available personal information deserves a closer look. Here's what happened in Minnesota and the steps you can take to make your personal information harder to find online.

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WHAT A SCAMMER SEES THE MOMENT THEY GOOGLE YOUR NAME

Minnesota attacks expose a troubling privacy risk

In June 2025, Minnesota lawmaker Melissa Hortman and her husband, Mark, were murdered in a targeted attack. State Sen. John Hoffman and his wife, Yvette, were seriously injured in a separate shooting. Investigators discovered notebooks containing the names of public officials and a handwritten list of 11 people-search websites in the suspect's vehicle. The list included TruePeopleSearch, Spokeo, Pipl, PeopleFinders, BeenVerified, Whitepages, TruthFinder, Intelius, Ownerly, USSearch and PeopleLooker. The notes described which services were free and what information someone could find through them.

However, the discovery alone did not establish whether the websites supplied the victims' addresses. On June 11, Vance Boelter pleaded guilty to federal charges involving the murders, shootings and stalking of the victims. He was sentenced on July 23 to two consecutive life terms plus 40 years in federal prison. Separate state charges remain pending. The case raised an unsettling question: How easily could someone find your home address and information about your family?

What data brokers know about you

Data brokers collect information from public records, online activity, commercial databases and other sources. They then combine those details into profiles that businesses and individuals may be able to purchase or access. Some companies specialize in marketing information. Others operate people-search websites that make personal details available through free searches or paid reports.

Depending on the company and the available records, those profiles may include:

• Your current and previous home addresses
• Phone numbers and email addresses
• Age, birth date and marital status
• Names of relatives and possible associates
• Property ownership and estimated home values
• Employment and education history
• Purchasing interests and other consumer information
• Financial, health-related or political inferences

Not every broker collects or sells all this information. Credit reporting agencies also operate under different legal requirements than many people-search services. Still, these records can reveal details you never intended to share with strangers. For a closer look at how criminals assemble this information, read our CyberGuy report on how scammers build a profile on you using data brokers.

Want to see how much of your personal information may already be exposed? Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

Why exposed personal information is risky for retirees

Scammers can use publicly available details to make their stories more convincing. As a result, a suspicious call or message may sound surprisingly personal.

Here are some of the potential risks.

• Financial scams: Someone who knows your age, address and family relationships may use those details to impersonate a financial institution, government agency or relative. That familiarity can make a fraudulent request sound credible.
• Home and personal safety: People-search listings may expose where you live, where you previously lived and who lives nearby. This can be particularly concerning for people dealing with stalking, harassment or threats.
• Medicare and healthcare fraud: A scammer who knows your name, age or location could use those details to make a fake Medicare call or insurance offer seem legitimate. Never provide your Medicare number to an unexpected caller.
• Family impersonation scams: Criminals may use relatives' names and personal details to create convincing emergency stories. They might claim someone you love needs money immediately.
• Spam calls and unwanted messages: Data brokers and marketing lists can contribute to unwanted contact. However, removing your information will not eliminate every robocall, spam text or phishing email.

Even if you've never experienced one of these problems, reducing the amount of personal information available online can make it harder for someone to research you.

THE SECRET LIST THAT TELLS SCAMMERS YOU'RE AN EASY TARGET

How to opt out of data brokers yourself

You can request removal from many people-search websites for free. However, each company may have different requirements, and removing a listing doesn't always prevent it from returning.

Here's how to get started.

• Search for yourself online. Look up your full name, city, current address and phone number. Check major people-search websites for matching listings. Avoid paying for reports unless you have a specific reason.
• Save the website addresses. Keep a record of the pages exposing your information so you can return to them later.
• Find each site's removal instructions. Look for links labeled "Opt Out," "Remove My Information" or "Do Not Sell or Share My Personal Information." You can also check the site's privacy policy.
• Submit your removal request. Follow the company's instructions. Some sites require you to verify your identity or confirm that the record belongs to you. Share only the information necessary to complete the request.
• Complete any verification steps. Check your email for confirmation links or follow-up instructions. A request may remain incomplete until you finish the process.
• Consider search-result removal. If sensitive information appears in Google search results, you may qualify to request its removal. Keep in mind that removing a search result does not erase the information from the original website.
• Check again periodically. Brokers may refresh their records, and previously removed details can reappear. Revisit the sites and submit new requests when necessary.

A new privacy shortcut for California residents

If you live in California, you now have another option. The state's free Delete Request and Opt-out Platform (DROP) at privacy.ca.gov/drop/ launched in January 2026. It allows eligible residents to submit one deletion request to more than 600 registered data brokers. Beginning August 1, 2026, covered data brokers were required to start processing those requests. The system also requires recurring checks for matching information, although legal exceptions apply and removal is not immediate. Other states have their own privacy laws and removal rights, so your options may depend on where you live.

How a data removal service can help protect your personal information

If manually contacting dozens of websites sounds exhausting, a data removal service can handle much of the work for you. These services help identify data brokers and people-search websites that may have your information. They can also submit removal requests on your behalf and follow up when necessary.

Depending on the provider and subscription plan, available features may include:

• Automated removal requests: Services contact covered data brokers and people-search websites to request deletion of your personal information.
• Recurring removals: Some providers periodically repeat requests and check whether previously removed information has reappeared.
• Progress reports: You can track removal requests and review updates about which companies have responded.
• Multiple personal details: Certain services let you submit current and previous addresses, email addresses and phone numbers to help identify matching records.
• Custom removals: Some providers allow you to submit additional website links for review and possible removal assistance.

To get started, choose a reputable data removal service, create an account and provide the information needed to identify your records. You'll typically need to authorize the service to submit removal requests on your behalf. Some providers also offer family plans that cover multiple household members.

Before subscribing, compare the websites each service covers, its removal process, ongoing monitoring features and subscription costs.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.

What a data removal service cannot do

Even with automated removal, some personal information may remain publicly accessible. Property ownership records, government databases and certain court records can continue displaying details about you. Data removal services generally cannot force government agencies to delete legally available public records.

Additionally, not every website must honor a removal request. Some services offer custom removals, but legal restrictions and technical limitations can prevent certain information from being deleted.

Removing data broker listings also cannot undo previous data breaches or guarantee that scammers will stop contacting you.

Still, reducing the number of websites exposing your information can make it harder for strangers to find personal details. For retirees, that added privacy can help reduce exposure to targeted scams and unwanted contact.

Kurt's key takeaways

What concerns me most is how much someone can learn about you without ever meeting you. Your address, family connections and personal history can give scammers information they can use to gain your trust. And once that information starts circulating, controlling where it goes becomes difficult. That's why I recommend taking a proactive approach. Start by finding out what's publicly available, remove what you can and keep checking. If the process becomes overwhelming, a reputable data removal service can help with the ongoing work. You may never erase every trace of yourself from the internet, but you can make your personal information harder to find.

Have you ever searched your name on a people-search website and been surprised by how much information was available? Let us know by writing to us at CyberGuy.com.

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Governments and corporations worked throughout the night to update software.

• The internet is ablaze after cybersecurity researchers using AI found a bug in the PHP programming language.
• Greg Brockman said bad actors could use the exploit to steal private user data.
• The FBI and NSA have advised people to either take down websites or update their software.

OpenAI said that 70% of the world's websites could be in peril after cybersecurity researchers using its AI models found exploits in a popular programming language.

The National Security Administration's cyber division advised all web providers that use PHP, a widely used open-source language, to take their systems offline or update their software after OpenAI said one of its models found two "critical" flaws in the language's infrastructure.

Greg Brockman, the president of OpenAI, said in an X post that hackers could exploit the vulnerability to steal private user data or modify websites.

"We consider this one of the most impactful security issues in recent memory," OpenAI said in a blog post.

While OpenAI said the vulnerabilities appear to have been identified before any attackers discovered them, the public disclosure set off a race for companies and governments to update their websites and apply fixes before hackers could exploit the bugs.

"We are seeing early attacks emerging and are updating mitigations as new vectors show up," Dane Knecht, Cloudflare's chief technology officer, said in a post on X.

Numerous websites, including those belonging to governments and the media, went offline on Wednesday to address the issue.

PHP is a popular programming language that often handles the behind-the-scenes work powering websites that require user logins and online orders.

The critical flaw was first identified by Calif, a cybersecurity research company using GPT-5.6 Sol. Wiz, another cybersecurity company, independently uncovered the issues, OpenAI said. The companies are part of an OpenAI-led initiative called "Patch the Planet," which aims to make the world's digital infrastructure more secure.

OpenAI has also warned that as cybersecurity researchers continue to probe software vulnerabilities using its ever-advancing frontier models, more security failures will emerge.

An engineer at Microsoft pointed out that the PHP vulnerability was discovered with an older model.

"I don't think the world is prepared for the sheer number of vulnerabilities newer models will uncover," the engineer, Nicolas Bustamante, said on X.

The public disclosure on Wednesday by OpenAI and others of the existence of the exploits triggered urgent messages from leaders worldwide, including the Japanese Prime Minister.

"We have an urgent request for everyone to take action tonight," said Sanae Takaichi.

• J.Crew's website temporarily went down and displayed an odd message.
• It read: "JCrew generative AI Backend is healthy."
• The clothing retailer later offered shoppers 20% off due to the "technical issues."

The website of clothing retailer J.Crew crashed Monday, leaving shoppers with a bizarre message: "JCrew generative AI Backend is healthy."

Multiple screenshots posted to social media by puzzled customers showed the statement on the brand's website set against an otherwise blank, black page.

"Wtf is up with the @jcrew website," one online browser posted to X along with a screenshot. J. Crew's customer service account responded to the post shortly after, saying, "We're working to get the site back up and running - sorry for the trouble. Hope you'll check back soon!"

In an apparent attempt to make up for the odd disruption, J.Crew later emailed its customers a 20% discount code that expires on Thursday.

"We're sorry!" the email viewed by Business Insider read. "Thanks for your patience during our recent technical issues at jcrew.com. As a token of our gratitude, enjoy an extra 20% off your next purchase."

It was not immediately clear what caused the website to malfunction or whether it was related to AI. Representatives for J.Crew did not immediately respond to a request for comment by Business Insider on Tuesday.

A historic building in the French town of Limoges, about three hours south of Paris, has been "largely lost" after it was set on fire by rioters as demonstrations continue across France.

The Limoges Town Hall was built in 1883, and was made a historic landmark in 1975.

"The roof has collapsed onto lower floors, except the west wing, and two-thirds of the exterior has already disappeared," the local prefect, Maurice Barate, told the AFP news agency.

MASSIVE FIRE DESTROYS 400-YEAR-OLD FOOD MARKET, LEAVING HISTORIC LANDMARK IN RUINS

Barate called it "a deliberate act by hooligans," adding that it was a "catastrophe for heritage." 

The destruction came as far-left anti-government protests and violent clashes entered their fourth week in the European country over the cost of living.

On Saturday, outgoing President Emmanuel Macron wrote on social media: "There is no place for violence in our republic."

FRANCE EXPLODES AGAIN AS STUDENTS RIOT OVER EDUCATION

"Those who have broken, attacked the prefectures as well as businesses, looted even our town halls, will be prosecuted and punished," he added translated from French. "To the law enforcement forces, guarantors of the right to demonstrate, I express the support of the Nation. We will all stand united against the sowers of chaos, who seek only to bring down our institutions and prevent those who peacefully express their demands from doing so."

Macron leaves office in six months.

GRETA THUNBERG JOINS MASSIVE FRENCH STUDENT PROTESTS AS CARS BURN, POLICE FIRE TEAR GAS

Around 400 people were arrested on Saturday, according to Interior Minister Laurent Nuñez, as more than a half million people took part in more than 100 marches across the country.

Masked groups also attempted to break into city halls in Lille and Calais and a police station in Brest, the interior minister reported, along with violence in Rennes, Toulouse, Montpellier and Grenoble, among other cities.

BEHIND FRANCE'S STUDENT RIOTS: COMMUNISTS, UNIONS AND A GLOBAL PROPAGANDA NETWORK

Nuñez blamed the unrest on "extremely violent, radical far-left groups."

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While many of the protests were without violence, many have descended into riots. Police used tear gas and water cannons on Saturday to disperse violent groups in Paris, where people wearing hoods and masks threw fireworks and other objects at officers in the Place de la République.

Russia has nearly finished the first section of a new launch site for jet-powered Geran-5 attack drones near the town of Millerovo in Rostov Oblast, anonymous Ukrainian OSINT channel Absolutely Reliable Source reported on 13 October. The channel’s bio says it covers Ukraine’s deep strikes and that its author belongs to a larger, unnamed structure. It says Russia rushed the build to scale up attacks after its September strikes on Kyiv.

The site is meant for the kind of drone Ukraine stops far less often than the older Shaheds. Ukraine downs 55% of jet-powered Shaheds, the class that includes the Geran-5, and more than 90% of the older propeller-driven ones, President Volodymyr Zelenskyy said on 26 September. Russian industry makes about 3,000 Geran-4 and Geran-5 drones a month, Ukraine’s military intelligence (HUR) told Militarnyi in August. A new launch site is how Russia plans to fire more of them, the channel argues.

Built in weeks, by the channel’s count

The channel’s images from 1 September show no construction at the site. The latest ones show eight prepared positions for launchers and 32 places for preparing drones for launch, the channel wrote. Imagery from the day before its post shows drones being unloaded in one zone, it said.

The channel’s headline says the work took a month. Ukrainian outlet Militarnyi, comparing the channel’s own images from 1 September and 12 October, put it at about six weeks. Both readings rest on the same images, which have not been independently verified.

Built like Tsymbulova

The construction style is very similar to Tsymbulova, Russia’s jet-drone base in Oryol Oblast, the channel wrote. That base has separate positions for storing, preparing, and launching jet drones, Militarnyi said. By late May, less than a month into an expansion of Tsymbulova, Russia was already building 10 more launchers there.

Ukrainian drones have hit Tsymbulova repeatedly, though most of the damage imagery comes from Absolutely Reliable Source. Militarnyi reported strikes on the base’s bunkers and hangars in September. Ukraine’s Defense Forces struck it again overnight on 1 October, damaging two ground shelters and drone preparation areas, Absolutely Reliable Source said. On 10 October, OSINT channel Exilenova+ reported another drone strike there, saying several bunkers, one jet-drone launcher, and a drone storage area were hit.