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I was annoyed by my neighbor's noise. Months later, I'd helped raise $80,000 for her care.

Heidi Widmer headshot
Heidi Widmer now helps her neighbor, who has Parkinson's.

Courtesy of Heidi Widmer

  • Heidi Widmer is a 35-year-old who moved into an apartment building in Los Angeles in July.
  • For the first two weeks, she heard a loud sound from the apartment above and was annoyed.
  • She found out the noise was being made by her neighbor, who has Parkinson's.

This as-told-to essay is based on a conversation with Heidi Widmer. It has been edited for length and clarity.

In July, I moved into an apartment in Los Angeles, exhausted from a six-day drive across the country from New York. All I wanted to do was get into the apartment and sleep, and luckily, my bed had been delivered on the same day I arrived.

Trying to fall asleep at 2 a.m., all I could hear was a loud noise coming from the apartment upstairs. It sounded as if someone was bowling. Although I was tempted to shout for them to be quiet, I held my tongue — I was the new neighbor and didn't want to be difficult.

But the noise just didn't seem to stop. Whoever lived up there also never came downstairs. Who lives up there? I thought to myself.

I realized my neighbor had Parkinson's

Two weeks after moving in, I heard someone coming down the stairs and had to get a glimpse of who lived above me.

Peeking out of my door, I saw Carole for the first time, slowly making her way down the stairs, shaking badly from what was clearly Parkinson's, and trying to carry a bunch of bags full of recycling.

Just as I was about to open the door to see if she needed help, she dropped all the bags with only a couple of steps left. I burst out of my apartment to help her.

"Oh my gosh, thank you," she said in her sweet British accent. "Did you just move in? Am I too loud for you?"

In that moment, I felt totally and completely humbled.

Having grown up in the Catholic church, I was taught never to judge a book by its cover, and with Carole, I hadn't even seen the cover. I judged her simply by the noise she produced upstairs. How could I be so judgmental?

It turns out that sound had been Carole rolling a three-wheeled, broken chair across her floor to get to her mini fridge — the mini fridge social services had given her when her refrigerator broke. She had to hoist herself out of her broken chair to get down and access the mini fridge.

That was the noise.

I was determined to figure out what I could do to help

Two days after we met, I knocked on her door. She peeked through and nervously let me in. The conditions inside weren't great.

Although she can live independently, she just needs a little help. I later learned that she doesn't like accepting help from people, especially social services. The fact that she is frightened of the very people meant to help her breaks my heart.

That day, I took all of her trash out for her, reassuring her I wasn't judging her at all.

Woman with vaccum
Heidi Widmer has been going to her neighbor's apartment to help her clean.

Courtesy of Heidi Widmer

In the weeks and now months that have followed, I have been up to Carole's to help with the trash, cooking (she'd only been having microwave meals), cleaning, and contacting the landlord to get him to replace and repair items in the apartment. We've decorated her apartment, too.

I raised $80,000 to help her out

Together, we made her an Amazon wish list, and I shared it on social media so that people could order things she needs and have them delivered directly to her. People have been so generous, purchasing things like an expensive Buddhist "butsudan" that Carole didn't expect anyone to buy.

Amazon packages
Heidi Widmer set up an Amazon wish list, and people bought her neighbor what she needed.

Courtesy of Heidi Widmer

We set up a GoFundMe, which has raised about $80,000, and we plan to use the funds to have a stair lift installed for her. Any leftover money will be spent on in-home care as she continues to age and her Parkinson's Disease progresses.

I know I've been helpful to Carole in these last few months, but she's been the perfect person at the perfect time for me, too. Moving to LA, I had hardly any connections. Lots of Carole's family members are either no longer living or back in the UK (she moved here in her 20s as an au pair).

Carole became the family I haven't had, and I became hers. We text back and forth each day, and I see her most days. She calls me granddaughter, and I see her as my grandmother.

When I've had a hard day at work teaching at a local middle school, Carole is ready to give me a big hug when I get home. She's been my safe space, and I've been hers. The universe knew we needed each other.

It's an unlikely connection, but it shows that when you lead with kindness rather than judgment, the person you were ready to judge can become someone you can't imagine your life without.

Read the original article on Business Insider
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I thought I loved being a minimalist. Then, my family moved from a 500-square-foot apartment to a 1,700-square-foot house.

Woman smiling outside of home
I loved living in a 500-square-foot apartment with my family, but moving to a bigger home changed my perspective.

Courtesy of Alona Vasylieva

  • I enjoyed living in a small, one-bedroom apartment with my family of three for years.
  • Once we moved to a house more than triple the size, I totally changed my minimalist mindset.
  • Now that we live in a bigger space, I can't imagine going back to living small or minimally.

When my husband and I bought our apartment in Kyiv back in 2017, we were thrilled to finally have a family nest of our own.

It was a cozy, 500-square-foot place with one bedroom, and we meticulously planned to optimize every inch of it. Our kitchen table doubled as my workspace, and our living room couch became the guest bed whenever family stayed over.

Hosting required pure creative problem-solving and, with limited seating around our small table, I'd sometimes feed guests in shifts. It was chaotic at times, but I didn't mind.

After our son was born, bright plastic toys, endless boxes of diapers, and bulky baby gear started claiming every free corner of our apartment. With the three of us packed into a single bedroom, finding space was a daily puzzle, but we made it work.

Surprisingly, living so close together didn't feel limited back then — it felt intimate, cozy, and deeply fulfilling. Then COVID-19 hit.

Spending so much time indoors made me feel isolated, and for the first time, I began dreaming about more living space. But we barely had time to figure things out before life took a drastic turn: When the war in Ukraine escalated in 2022, we made the heavy, life-changing decision to relocate to Canada.

A few months after moving, we began renting a two-bedroom house, where we currently reside. At 1,700 square feet, it wasn't considered especially large by local standards, but to us, it felt vast.

It didn't take long to adjust to having more space — and to quickly fill it up

Living room area with view of dining room behind it, TV mounted on the wall
It's been nice having room for the gadgets and tools we've wanted to buy.

Courtesy of Alona Vasylieva

At first, our house seemed almost too large for just three people.

For the first time, we had two bedrooms and a basement, which instantly doubled our usable space at a ground level.

After years of apartment living, though, the sheer thought of having so much space to keep clean felt exhausting. However, it didn't take long to change my mind.

It turns out that when both you and your belongings finally have room to breathe — and you've got a trusty robot vacuum doing the heavy lifting — life shines in completely different colors.

Gray sectional co
It didn't take long to fill up our space.

Courtesy of Alona Vasylieva

It's also been wonderful to have more room to host, from a dedicated guest space (in the basement) to a table big enough to actually seat larger groups.

In time, we began to pick up local habits and traditions, too. Many of our neighbors in Canada decorate for different holidays, so we started joining in.

And of course, seasonal decor needs a place to be stored when it's not in use — and since we now had a full basement, I didn't feel super limited with what I could buy.

A lot of neighbors also had an extra stand-alone freezer in their homes. It seemed ridiculous for our family of three to also get one … until my first Costco run.

I caved when I realized I needed a place for all those bulk-sized boxes of frozen food. In our bigger home, large grocery hauls began feeling normal.

Groceries loaded into trunk of car
Large grocery hauls started to feel normal, especially because we now had space for all the groceries.

Courtesy of Alona Vasylieva

Gradually, I felt a shift in my identity: I was no longer the strict minimalist I used to be.

In Kyiv, whenever my husband wanted a new kitchen gadget or a giant toy truck for our son, I was firm about saying no. We simply didn't have room for "extra." I took pride in keeping our home completely clutter-free.

But between the extra space and North American convenience, I'd completely changed my minimalist rules. Now, saying "yes" to big additions — like the bulky food dehydrator I'd been eyeing for drying fruits and vegetables, or the roomy couch we'd dreamed of for years — felt easy.

I didn't need to worry about where something would be stored or if it'd take up too much space: We finally had the room to bring those dreams home.

Ultimately, my family and I have thrived with more room to breathe

Woman smiling in living room
It turned out that having a larger home wasn't about holding more things, but giving our family room to breathe

Courtesy of Alona Vasylieva

Over time, I realized this shift was much deeper than just being able to shop more and store more stuff. In a bigger space, our family had room to breathe and grow.

In Kyiv, our whole routine and my minimalist mindset felt shaped by how tight everything felt, but here, the extra room opened up a whole new chapter.

I've become more outgoing, more relaxed, and genuinely excited to gather people together. Our home has turned into a place for hosting friends, cooking weekend dinners, and laughing over backyard barbecues.

Living small was a beautiful, intimate part of my life that I will always hold close to my heart. It taught me intentionality and gratitude.

However, creating space to thrive, host, and watch my family grow has completely transformed my definition of home — now, going back to 500 square feet no longer feels like an option.

Read the original article on Business Insider
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I'm a 31-year-old Canadian who bought an $11,000 house in rural Japan. Here's why I don't see it as an investment.

Person flashes a peace sign on a stone path beside a traditional temple building in a lush mountainside setting.
Canadian Andrew Koller bought a home in Japan.

Courtesy of Andrew Koller

  • Andrew Koller owns property in Canada, but decided to buy a home in Japan after visiting.
  • Koller spent $15,000 CAD on an akiya and spent months renovating it.
  • He plans to visit on occasion and rent it out some of the time.

This as-told-to essay is based on a conversation with Andrew Koller, 31, a freelance camera operator who purchased a home in Yamagata, Japan, in March. Koller, who's based in Edmonton, Canada, renovated the home and plans to use it as a vacation home. The following has been edited for length and clarity.

Like a lot of millennials, I was exposed to Japanese culture in some sense early on with "Naruto," "Pokemon," and "Dragon Ball Z." After that, I don't think my interest really left.

Come 2020, I had a bunch of time on my hands like everybody else. It seemed like a good time to finally learn Japanese. I've been learning Japanese with a private tutor since then.

Then, in 2023, I made my first trip to Japan.

Like everybody else who comes back from their first trip to Japan, I just fell in love. I couldn't stop talking about it, but I wanted a deeper connection to the community.

A small house with a covered porch stands beside a driveway under cloudy skies and autumn trees.
Koller's home in Yamagata, Japan.

Courtesy of Andrew Koller

I wanted more than just the superficial, surface-level experience of Japanese life. So I thought maybe a good way to get that experience would be to buy a house that's not in a major tourist city, somewhat live there, and spend a good chunk of time over there getting involved with the community by renovating a forgotten property.

The algorithm was watching for sure. After my first Japan trip, my YouTube and Instagram algorithms were suggesting to me all these similar people doing similar things.

From that, I was like, this seems like something I can do. In my free time, I like to DIY. I have a little workshop — I wouldn't say I'm good at it, but I feel like I know enough to do the basics.

I'm at the point in my life now where I've had all these ideas and I've said, "Oh, it'd be cool to do this," but I never do it. I never follow through. I just wanted to prove to myself that I actually followed through on one of these somewhat whimsical ideas.

The house I bought in Japan cost a fraction of what houses cost in Canada

I've always been interested in real estate since a young age.

Purchasing your first house is doable, but if you want to purchase a second house after that, like a rental, it's extremely challenging to do that in Canada. Canada's housing market has exploded, especially in Alberta.

I'm in a very fortunate position where my partner and I own a house and we own a rental property as well close to the university area.

I bought the rental house when I was 20 with my parents — they had to sign on because no bank was going to loan a 20-year-old kid a mortgage. I rented out the rooms and then I lived for free for my time in college.

A person sits in a traditional tatami room with wooden sliding doors, built-in shelves, and a ceiling light.
Koller's Tatami room before renovation.

Courtesy of Andrew Koller

Both houses have a similar value. My primary residence is worth just under $600,000 CAD (about $422,880). When we bought the rental 10 years ago, it was around $500,000 CAD, but it's gone up since.

For my home in Japan, I spent $15,000 CAD (about $10,600) on the purchase price plus closing costs, which was another $3,000 CAD.

I can definitely see myself spending extended time in Japan.

I want to go out there at least a few times a year. It's close to a pretty big ski resort, and I snowboard.

Doing the math for that, if I was to go stay in Banff or Jasper — one of the more popular mountain towns in Alberta — for a week and ski, it's actually cheaper to fly to Japan, because the skiing is also very affordable, so that was a big factor for me.

I would like to rent it out, but I don't plan on making a lot of money from it

I went to Japan in October 2025 to look at properties. I made an offer in November, it got accepted, and then I got possession of the property in March 2026. Then I went up for the entire month of April to start renovations on it.

I wanted to respect what was already there when I went in. Even though the house itself wasn't ancient or historical — it was built in the '60s or '70s — it was very traditionally built with the Tatami rooms. I wanted to keep a lot of that, coming in as a Westerner.

I wanted to try and adapt to their way of life rather than trying to impose my own. I just wanted to complement what was already there.

Traditional tatami room with a low wooden table, floor cushions, sliding doors, shelves, and warm wood interior details.
The Tatami room after renovation.

Courtesy of Andrew Koller

Now, the house is 98% done.

The actual renovation costs right now are just over the purchase cost. So I'm at around $18,000 CAD and change, doing most of it myself.

Right now, the goal would be to do a short-term rental in the future, but I don't plan on it making a lot of money.

I think that's the one thing people will get confused about. They think, "If I do this and renovate it, I can make a ton of money off a short-term rental in Japan." That's not the case, because there's so much competition with the hotels there that are already amazing and very affordable.

Person sits on a polished wooden corridor floor holding a cup beside sunlit sliding windows.
Koller's wife in their home in Japan.

Courtesy of Andrew Koller

I just want to cover the maintenance costs more than anything. Doing a little bit of short-term rental, I think, will help with that.

It's not an asset. I think maybe people go to Japan with the Western mindset, like, "Oh, it's a buy-and-hold asset." Outside of Tokyo and the big cities, real estate doesn't do that.

Real estate always goes down in value over time. If you're buying a house in Japan, go in with the expectation that it's not as much of a financial asset as it is a recreation: you'll get more of a cultural experience.

Read the original article on Business Insider

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I lived in LA for 20 years. It took moving my 3 kids to a small Arizona town to find what I'd been missing.

Family posing for photo
Jen Podany moved her family from California to Arizona.

Courtesy of Jen Podany

  • Jen Podany raised her three children in a busy Los Angeles neighborhood where traffic limited their independence.
  • After moving to a small Arizona town, her kids can ride bikes and play with neighborhood friends.
  • She says their new lifestyle reminds her of the freedom children had growing up in the 1980s.

This as-told-to essay is based on a conversation with Jen Podany, founder of Bluestone Sunshields. It has been edited for length and clarity.

Near the end of 2024, my family of five had once again escaped Los Angeles for the quiet we found 10 hours south in Snowflake, Arizona.

We'd been doing it for years, renting an Airbnb in Snowflake, a town of 6,000 in the middle of nowhere, switching off amid the miles of empty land.

It had started as a stopover on our way to visit my husband's family in New Mexico. We fell in love with the town, and from then on, we'd visit whenever we needed to get away from the busyness of LA.

In Snowflake, we felt like we could catch our breath. Our souls calmed each time we arrived and ached to stay each time we left.

We put an offer on a house

Back in LA, specifically Burbank, the five of us — my husband and our three children, whom we homeschooled — lived in a duplex made up of two connected apartments. We lived in one of them, which had two bedrooms and one bathroom. From the other apartment, my husband and I ran our two separate businesses.

House backyard
Jen Podany put an offer on a house in a small town.

Courtesy of Jen Podany

The duplex was in a neighborhood near a busy street, and we had to be cautious about letting the kids go outside to play because of the cars. I was always holding someone's little hand when we were out, just in case. You could hear planes flying back and forth into Burbank Airport. As our kids and businesses grew, we felt increasingly confined.

Then we saw a house on the market in Snowflake, and I felt in my bones that we should put in an offer.

It was a four-bedroom house surrounded by land, chickens, cows, and a crazy turkey. We could buy it and have our own place to stay when visiting, rather than always renting an Airbnb.

We bought the house for about $500,000, and on our first visit to stay in it in January 2025, none of us wanted to go back to Burbank.

We knew then that we'd make Snowflake our home. And so we did.

We moved from Los Angeles to a town of 6,000 people

In so many ways, our life looks exactly like life in LA. Our routines have remained the same. Every morning, just like in LA, we start our day at a coffee shop. Except in Snowflake, there's only one place to go instead of 20 choices. We work, we homeschool, we eat our meals, and we go to sleep — just like we did in LA.

Woman with goat
Jen Podany moved her family from California to Arizona.

Courtesy of Jen Podany

But by transplanting our lives to a quiet town, we all feel calmer and more peaceful.

Personally, my nervous system has regulated. In LA, I felt like the world was constantly coming at me, like I was being bombarded and reacting to everything around me. Here, I feel like I'm in the driver's seat, with a clear head.

Not only has it been good for my well-being, but it's also been good for my business. The move has given me the mental space to think bigger. It's led to greater creativity, paving the way for business growth.

My kids have an 80s childhood

My kids love Snowflake, too. I didn't have to convince them about the move.

They have the freedom to be out of the house without worrying about cars and crime. Just a bike ride away are other kids with whom they are often found playing.

I think kids grow up quickly in cities, and living here, I feel like my kids get to just be kids. It's like going back to being a kid in the '80s, and I love that for them.

The house is bigger, so we aren't living on top of each other, but they've also got endless outdoor space to explore.

Even though I lived in LA for 20 years, we never experienced friendship and community as we have in just over a year in Snowflake.

Couple photo
Jen Podany says life in "mountain time" is slower.

Courtesy of Jen Podany

We can't leave the house without seeing someone who wants to stop and talk. Everyone here is on "mountain time" — slowing down. No one is rushing around, head down, looking at their phones, too hurried to have a conversation.

Everyone is present and friendly.

My husband and I still occasionally have to go to LA for work, and each time we come back home to Snowflake, I take a deep breath and know we made the right decision to relocate our family.

Read the original article on Business Insider

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My husband and I have different definitions of 'financially responsible.' Building a house is forcing us to compromise.

The writer and her husband smile for the camera while standing in front of rural land they own in Maine.
My husband and I bought land, and are starting the process of building a house.

Lisa Leslie

  • When it comes to money, I'm a big budgeter, and my husband prefers taking risks.
  • Now that we're building a house together, our differences are causing some disagreements.
  • We've learned to stay flexible and balance each other's approaches.

My husband and I have very different ideas about financial responsibility.

When we're feeling stressed about money, my instinct is to run the numbers and account for every financial what-if. He's a big-picture dreamer who sees what something could become and is more willing to say, "We'll figure it out."

His attitude has paid off before. He had the vision for our first home, which we bought for under $100,000 and recently sold for a decent profit after 13 years of renovations.

I know some of the best things we've done together wouldn't have happened without my husband's willingness to take a chance, but our differences have still caused some friction over the years.

Now that we're building a new home together, we're trying to balance my need to plan for the unknown with his belief that we'll find a way forward.

After 13 years, we took a risk and sold our home

Concrete boat ramp leads into a calm forest-lined inlet beneath a cloudy sky.
We sold our home and bought land in a part of Maine we love.

Lisa Leslie

For 13 years, we'd lived in the same place. My husband had moved frequently as a child, and he wanted his two daughters to have a consistent place to call home.

Leaving this house behind was bittersweet, but my oldest stepdaughter had just bought her own house, and my younger one was heading off to college. We were ready for what came next.

We could have bought an existing house needing renovations. Instead, we found land in southern Maine that felt worth taking a risk on.

We've always loved the area. My family has an annual reunion there, where we spend a week at the beach. Our new property will hopefully give us that lifestyle without the summer crowds: It's more than 2 ½ acres with hiking trails next door, a nearby kayak and paddleboard launch, and the ocean just a short drive away.

We decided to go for it, and by the end of August, our old house was nearly empty. My younger stepdaughter left for college on a Wednesday, we moved the rest of our things to a rental on a Thursday, and officially sold the house that Friday.

Every estimate comes with an 'unless'

A gravel path leads into a dense wooded forest with tall trees and early autumn leaves.
If excavators hit ledge, our costs could go up.

Lisa Leslie

In September, we began building our 1,500-square-foot house.

We're now paying $3,000 a month for a rental home — with a construction loan on top of that — and keeping track of a lot of numbers, from lumber and labor to excavation, plumbing, electrical, permits, and finishes.

My husband is doing most of the construction himself, which is what makes this project possible. If we had to pay for all of the labor, we probably couldn't afford to build right now.

However, that's not to say this hasn't been a very stressful time. We think we've accounted for everything, but every estimate has an asterisk: Unless lumber prices go up. Unless a contractor's price changes.

Unless we hit ledge — that is, solid bedrock beneath the soil that can be expensive to excavate. We might have to rethink the foundation or adjust the entire plan once we see what's underground.

I find that uncomfortable, but my husband doesn't.

We're leaving room to adjust

The writer and her husband posing in front of trees on their land in Maine.
We've made some compromises, and we'll likely have to make more.

Lisa Leslie

My husband can picture what this property could become over time, and has big dreams for it.

He wanted a garage, a small cottage where our family could stay when they visit, a little more space, and nicer finishes in some areas. I kept bringing us back to what we could afford right now, and how much we wanted to keep in savings rather than put everything into the house.

After a lot of discussion, we decided to start small. We're building for the life we have today, while — at his request — leaving room for the one we might want tomorrow. The garage and cottage can wait. For now, we're focusing on getting the house right without stretching our budget too far.

That means staying flexible. For instance, my husband wants a finished basement, and I agreed, knowing this would give us the option to add a third bedroom down the road.

Though the cost difference between a basement and an unfinished crawl space isn't huge upfront, hitting ledge could put us thousands — or even tens of thousands — over budget.

We're willing to give the basement a shot, but if excavation costs start climbing, we may have to scale back to a crawl space and save the extra bedroom for another day.

We have a plan, but we know it might change once we get further into the build. I'll keep making the spreadsheets and asking for the numbers. He'll keep looking at the big picture and reminding me why we decided to do this.

This project, and my husband, have taught me that financial responsibility isn't necessarily about eliminating every risk, but knowing which risks are worth taking and staying open to changing course.

Read the original article on Business Insider
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The 20 global cities with the best quality of life

Colorful Bryggen waterfront buildings and moored boats line a harbor beneath forested mountains in Bergen, Norway.
European cities rank highly in quality-of-life rankings.

MEDITERRANEAN/Getty Images

  • Oxford Economics' 2026 Global Cities Index ranked cities around the world on their quality of life.
  • US cities ranked highly for economics, but fell short in the quality of life category.
  • European cities dominated the quality of life list, while only one US city made the top 20.

Cities in the US rank high globally in terms of economics, but they have some ground to cover in quality of life, according to a new report.

For its 2026 Global Cities Index, economic advisory firm Oxford Economics ranked 1,000 cities across the globe based on five categories: economics, human capital, environment, and quality of life.

Every category is viewed from an economic lens, even quality of life, where indicators include income equality and housing expenditure, among others.

"The Global Cities Index records the progress cities are making across a comprehensive range of metrics," Mark Britton, managing director of city services at Oxford Economics, said in the report. "Sitting alongside our forecasts and scenario models, its ability to highlight how paths change under different conditions and its capacity for comparability shows you not just where cities stand today, but also where they are heading."

The overall list features several US cities in the top 20 — eight, to be exact, with New York taking the No. 1 spot. However, when highlighting quality of life specifically, only one US city made the cut.

Quality of life, which accounts for 25% of a city's overall score, wasn't a bright spot for the US, but plenty of other cities excelled in that category. See which cities ranked highest in quality of life, according to Oxford Economics.

20. Venice, Italy
Gondolas travel along Venice's Grand Canal between colorful historic buildings under a bright blue sky.
Venice, Italy.

adisa/Getty Images

Overall score: 51.2

Quality of life score: 86.3

19. Stuttgart, Germany
Sunset city skyline with modern high-rise buildings, wooded hills, and a landscaped park in the foreground.
Stuttgart, Germany.

Cyril Gosselin/Getty Images

Overall score: 70.7

Quality of life score: 86.5

18. Prague
Charles Bridge spans the Vltava River with Prague’s historic Old Town skyline under a clear blue sky.
Prague.

rusm/Getty Images

Overall score: 78.1

Quality of life score: 86.9

17. Sydney
Sydney Harbour at sunset with the Opera House, Harbour Bridge, and illuminated downtown skyline.
Sydney.

zetter/Getty Images

Overall score: 88.3

Quality of life score: 87.2

16. Munich
Aerial view of Munich’s old town with the Altes Rathaus tower and red-tiled rooftops under a cloudy sky.
Munich.

Nikada/Getty Images

Overall score: 85

Quality of life score: 87.3

15. Berlin
Berlin Cathedral and the Berlin TV Tower rise behind a bridge over the River Spree at dusk.
Berlin.

Nikada/Getty Images

Overall score: 84.6

Quality of life score: 87.7

14. Zurich
Aerial view of Zürich old town with the Limmat River, bridges, church towers, and boat docks.
Zurich.

pawel.gaul/Getty Images

Overall score: 89.1

Quality of life score: 87.7

13. San Jose, United States
Downtown San Jose city skyline.
San Jose.

f11photo/Getty Images

Overall score: 89.6

Quality of life score: 87.9

12. Linz, Austria
Aerial sunset view of Linz city center with the New Cathedral rising above surrounding streets and buildings.
Linz, Austria.

Mariendom

Overall score: 70.6

Quality of life score: 88

11. Basel, Switzerland
Aerial view of Basel Minster beside the Rhine River at sunset, with city rooftops and towers in the background.
Basel, Switzerland.

@ Didier Marti/Getty Images

Overall score: 79.6

Quality of life score: 88

10. Paris
Eiffel Tower rises between Paris apartment buildings under a colorful sunset sky.
Paris.

Fani Kurti/Getty Images

Overall score: 93.4

Quality of life score: 88.1

9. Ghent, Belgium
Historic riverside buildings line a canal with boats under a bright blue sky in Ghent, Belgium.
Ghent, Belgium.

MEDITERRANEAN/Getty Images

Overall score: 74.9

Quality of life score: 88.4

8. Dresden, Germany
River cruise boats sit on the Elbe beside Dresden’s historic waterfront and domed skyline at sunset.
Dresden, Germany.

Achim Thomae/Getty Images

Overall score: 59.4

Quality of life score: 88.5

7. Luxembourg
Luxembourg City old town overlooks a church, canal, stone ramparts, and autumn trees under a clear blue sky.
Luxembourg.

rusm/Getty Images

Overall score: 82.5

Quality of life score: 89

6. Oslo, Norway
Modern waterfront skyline glows at sunset, with city lights reflecting across calm harbor water.
Oslo, Norway.

MEDITERRANEAN/Getty Images

Overall score: 89.1

Quality of life score: 89.3

5. Bern, Switzerland
Bern old town rooftops, church spires, stone bridge, and hillside are lit by warm evening sunlight.
Bern, Switzerland.

joe daniel price/Getty Images

Overall score: 78.2

Quality of life score: 89.8

4. Grenoble, France
Riverside buildings and an arched stone bridge reflect in calm water beneath a snow-capped mountain.
Grenoble, France.

RossHelen/Getty Images

Overall score: 67.7

Quality of life score: 90.8

3. Singapore
Aerial view of Singapore’s downtown skyline with skyscrapers, roads, and waterfront buildings around a bay at dusk.
Singapore.

primeimages/Getty Images

Overall score: 82.1

Quality of life score: 91.6

2. Bergen, Norway
Twilight aerial view of Bergen harbor with illuminated waterfront buildings, boats, roads, and mountains surrounding the bay.
Bergen, Norway.

Thomas Roell/Getty Images

Overall score: 80

Quality of life score: 94.3

1. Canberra, Australia
Autumn-colored trees line a lakeside promenade with Black Mountain Tower visible across the water.
Canberra, Australia.

HADI ZAHER/Getty Images

Overall score: 79.4

Quality of life score: 100

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I downsized from a 3-bedroom to a 2-bedroom when I got married. There's one thing I miss.

the author and her son and husband standing in front of a fountain
The author and her son moved into her husband's 2-bedroom townhome.

Courtesy of Ashley Archambault

  • When my husband and I got married, we had to decide where to live.
  • My son and I ended up moving into his 2-bedroom home.
  • There are a few pros, but we didn't consider how much we'd miss having a guest room.

When my husband and I got married, we each had our own homes. I had a one-story, 3-bedroom home, while my husband had a 2-story, two-bedroom townhome. At first, we compared the pros and cons of each house. For instance, my house had a large yard, which can be a perk size-wise, but lawn maintenance was a chore.

While my husband was willing to move, we ultimately chose his house, mainly because it was so close to his job. I knew from experience what a blessing an easy commute is, and I didn't want him to have to give it up, so we decided to consolidate. My son and I moved from our 3-bedroom home to my husband's 2-bedroom townhouse.

I was giddy when we got married, and thinking more about moving in together and planning our wedding than the long-term realities of living in a smaller home.

The lack of an extra bedroom was an issue we didn't foresee

My son and I still occasionally miss our old home, but I don't regret selling my home and moving in with my husband. The worst part of downsizing has been no longer having a guest room.

I mainly used the third room in my house as an office, but the bedrooms at my husband's house were large enough that there would be room for an office in ours. And my son would still have his own bedroom, so we didn't realize how much we'd miss the extra bedroom until it was too late.

It's nearly impossible for us to have anyone spend the night or a weekend with us

I'd mostly thought of the extra room as my office, and didn't consider that we also used it as a guest room. Now, without it, it's difficult to have anyone over for the night. We have a few options, but none of them are appealing to anyone, including our potential guests.

When I had my own home, it was so easy to have friends visit for the weekend, because I could offer them a room. Having space for guests is a privilege I didn't realize I'd miss. I can still offer the chance to stay, but when someone takes us up on it, my husband and I feel kind of awful the whole time.

We've had guests overnight and offered them the couch pullout or the air mattress. But despite our best efforts, everyone feels a little awkward because our guests have no privacy without an actual room of their own.

Sometimes, we've thought of offering our bedrooms — or at least one of them — while my son would get displaced to the living room on an air mattress. He honestly loves doing that anyway, because he thinks it's like a sleepover, but the problem comes in the morning.

Our downstairs space is pretty much just the living room and kitchen, so when someone comes downstairs in the morning, whoever's sleeping on the giant air mattress — whether our guests or my son — will inevitably be woken up.

In our next home, having an extra bedroom will be a requirement

My husband and I both miss having guests, as he could also have more guests over before my son and I moved in. We don't like that we don't feel we can offer loved ones a place to stay, or that when we do, the best we can offer them is an air mattress or my 12-year-old's bedroom.

In addition to wanting to have more company over, my husband and I have aging parents. We don't want to find ourselves in a situation where one of them needs living assistance, and we don't have the space.

There are a few things we want in a forever home, like a more spacious kitchen, of course, and a giant garden in the back, but having a guest room again is at the top of our list.

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I'm a real estate agent building a $480,000 backyard home for my mom. I still made these costly mistakes.

A woman stands next to a tiny home that has yet to have its walls plastered.
Shalini Karnani Bonjour in her California backyard.

Courtesy of Shalini Karnani Bonjour

  • Shalini Bonjour is building a 1,100-square-foot ADU in her backyard so her mother can age in place.
  • The project is taking longer than she expected and is going over budget.
  • Bonjour shared the five biggest lessons she's learned during the process with Business Insider.

After her father died in 2024, real estate agent Shalini Karnani Bonjour moved her mother from Michigan to California to be closer to her and her family.

"My husband and I didn't feel comfortable having her so far away, especially when it came to her day-to-day needs," Bonjour, 50, told Business Insider.

Later that year, the family bought a home with a backyard large enough to build an accessory dwelling unit for her mother. In 2025, they broke ground on a 1,100-square-foot ADU. But what was expected to be a six-week project has dragged on for months and cost the family thousands more than expected.

"The whole process has been difficult because there are so many things to manage," Bonjour said. "You're trying to keep the project affordable, keep your neighbors happy, and stay on track. I can only imagine how overwhelming this would feel for someone without any insight into the process, because it is a huge undertaking."

Here are five hard lessons Bonjour has learned from the project, from choosing the right contractor to budgeting enough money for unexpected challenges.

A bad contractor can make or break a project
The frame of an ADU in a backyard, homes sit in the background.
The ADU during the early stages of its construction.

Courtesy of Shalini Karnani Bonjour

At first, Bonjour thought she had found the right architect for the project. They designed the ADU and even promised to guide her through the permitting and construction process. But they didn't follow through.

Bonjour said hiring the wrong person was one of the "biggest mistakes" she's made during the project.

Although she found someone to take over the project after interviewing about 10 builders, mistakes made by the original architect have made construction more difficult.

"Watching my builder try to translate that original designer's plans is like trying to fit a square peg into a round hole," she said. "It's basically like he was working off somebody else's recipe."

Understanding local permitting and construction rules is essential
A man's hand screws in the corner of a solar panel.
Solar panels being installed on a rooftop.

Hispanolistic/Getty Images

Every city has its own rules for building ADUs, and some are more complicated than others.

In her part of the Coachella Valley, Bonjour had to secure permits for the roof, electrical work, plumbing, HVAC, and solar panel installation.

"The city was pretty tough on solar," Bonjour said. "The first two electrical inspections were fine, and then on the third inspection, they determined we needed solar panels. Getting solar here in the desert is its own job. Researching the proper solar companies and their packages was another."

Building a home can test relationships
A woman stands next to an ADU under construction, in front of her is the edge of a pool.
Shalini Karnani Bonjour in her California backyard.

Courtesy of Shalini Karnani Bonjour

While the family waits for the ADU to be finished, Bonjour, her husband, their son, and her mother are all living in the main house. It's been difficult sharing space, especially the kitchen.

"My mom loves to cook, so having her own kitchen will be really important to her," she said. "She was making a recipe and said, "It'll be different when I have my own stuff." I think the whole thing is bittersweet, but once she sees her finished kitchen, she'll feel different."

Construction has caused headaches for the cul-de-sac, too. Because the neighborhood's electrical transformer is outdated and overloaded, the local utility needs to upgrade it before the ADU can be connected. The work has involved digging up Bonjour's driveway and those of two neighbors.

"Our neighbors had to deal with the inconvenience of their driveways being out for a week and a half," she said. "My contractor and I are trying to be as considerate as we can and get the best people to do the work as quickly as possible. Thankfully, the neighbors have been gracious and nice along the way."

You have to be careful with your budget
Stacked wooden boards and framing lumber rest on a work surface.
Wood for home construction.

ArtMarie/Getty Images

Bonjour's family budgeted $480,000 for the construction of the ADU. Of that total, they set aside $100,000 as a contingency fund.

"As a realtor, and as someone who's always telling people to ask all the questions, I also hate to be caught by surprise," Bonjour said. "With the contingency budget, you build in extra money that you hope you won't need. It's something everyone should consider, whether they're building a million-dollar home or a small casita in the backyard."

Unfortunately, unexpected costs, like hiring replacement contractors and installing a new electrical panel and solar panels, have exhausted the reserve. Bonjour said the extra expenses have trickled into the family's day-to-day life, making it harder to justify things like family trips and upgrading the main home.

"I wish I had allocated it differently, but again, I think that planning with the right people at the onset would have saved so much headache and time," she said. "We'll have to wait on upgrading the home. That's kind of annoying, but that's where we're at. Lesson learned on that one."

Give yourself grace; it's all a learning process
Shalini Karnani Bonjour holding a sign in her mother's ADU.
Karnani Bonjour.

Courtesy of Shalini Karnani Bonjour

If she had to do it all over again, Bonjour says she would make different decisions.

"I'm a professional, so I hold myself to a higher standard of asking questions and being informed," she said. "I like to have good relationships with the builders, contractors, and vendors. In some ways, I feel like I should have known or seen what was going wrong, and that becomes really hard to kind of wrestle with."

She still tries to give herself grace. For all its challenges, she believes building the ADU has been the right decision.

"We know that having Mom in proximity is right for our family," she added. "We've learned some lessons along the way as homeowners, as a realtor, as a child, as a mom who's growing old herself."

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An interior designer shares 9 things she'd never have in her own kitchen

A general interior view of an old English country cottage style kitchen, with black and white tiled floor, painted dining table with stained wood top with chairs and bar stools, blue cabinets, chandelier, bare brick chimney breast with Aga range cooker, large clock, chunky wooden mantel shelf and exposed ceiling roof timber beams
Designing a kitchen that's comfortable and functional can be challenging.

John Keeble/Getty Images

  • We asked interior designer Lane Mari to share which design trends she'd never have in her kitchen.
  • The designer said she stays away from cheap appliances and synthetic materials.
  • She also avoids black hardware and harsh overhead lighting in favor of warmer materials and shades.

The kitchen is often one of the most-used spaces in a home, whether you're cooking for family or hosting friends.

With so much time spent there, the design choices you make can have a big impact on how the space looks and feels.

To help you avoid any kitchen-design missteps, Business Insider asked Lane Mari, an interior designer with experience in both design and construction, what she'd never have in her own kitchen and what she recommends instead.

Here's what she had to say.

Black hardware can stand out too much.
Light wood cabinet with black hardware
Black hardware can look harsh against lighter cabinets.

Tyler Smiley/Getty Images

When it comes to kitchen-cabinet pulls, Mari is skipping black hardware.

"It's too harsh and creates too much contrast on a white or light cabinet," Mari told BI.

If she wants something dark, she'll usually go for oil-rubbed bronze hardware instead. Its warm undertones can help make it look more balanced in a space.

Not all kitchens need an island.
Kitchen with wood table, navy cabinets, large glass sliding doots
A vintage piece of furniture can make a kitchen feel more elevated.

10'000 Hours/Getty Images

Though kitchen islands are popular, they don't work in every space — especially not in smaller or awkwardly arranged ones.

"It never looks good to have something crammed in that doesn't really fit," she told BI.

Before committing to an island, Mari recommends consulting with a designer to get its scale just right. In some cases, you might realize a traditional option isn't the right fit.

If that's the case, she said, you can try having a more open piece of furniture custom-made to better suit the space.

Leaving a small gap above kitchen cabinets can look unintentional.
A kitchen with a gold faucet on a granite countertop,dark wood cabinets, stainless steel appliances, and gold pendant lights hanging above the island.

Joe Hendrickson/Getty Images

Mari said she often sees cabinets that stop 2 to 3 inches below the ceiling, but it's not her preference. In many cases, it can look like a design mistake.

"If you have shorter ceilings, like 9 feet and under, you definitely want the cabinets going to the ceiling," Mari told BI. "That's going to make the ceiling look taller."

For taller ceilings, she said, cabinets can look best if they intentionally stop farther below the ceiling rather than leaving just a few inches of space.

You won't find an all-black-and-white kitchen in her home.
A luxury kitchen with black cabinets, granite counter top, tiled backsplash, stainless steel appliances, and chrome faucets.

Joe Hendrickson/Getty Images

The designer loves color and incorporates it into her kitchen designs rather than sticking to a black-and-white palette.

Mari recognizes how challenging and overwhelming it can be to choose colors to incorporate into a home, but she has a few tips.

"The best place to get color inspo is from your own closet in the clothes that you wear," she said. Clothes that look good on you can look great in your house — and make you look good in your home, too, she said.

If your closet doesn't offer much inspiration, Mari suggests looking to favorite vacation spots or outdoor spaces instead. Though she gravitates toward natural colors, she said the shades you choose should ultimately make you feel most at ease in your home.

She skips synthetic materials in favor of natural ones that develop character over time.
Kitchen with dishrack, black faucet, stone countertops and backdrop

Tfilm/Getty Images

When choosing materials for a kitchen, Mari opts for stone and wood over synthetic alternatives.

"Natural materials, although they might be a little bit more sensitive, wear better," Mari told BI.

She added that these surfaces can develop a patina over time, giving them more character as they age. On the other hand, manufactured materials don't tend to wear in the same way.

Countertops aren't an area where she'd skimp.
Large kithchen with white countertops, grey cabinets,  large range hood above stove

sheilasay/Getty Images

For this designer, high-quality countertops are worth investing in.

"If you're going for an elevated and high-end look in the kitchen, I suggest choosing the nicest natural stone that you can afford," she told BI.

Quartzite is one of her favorites for its strength and durability, and she also likes marble. She suggests visiting a stoneyard, choosing a stone that speaks to you, and designing the rest of the kitchen around it.

You also won't find her opting for the cheapest appliances.
White cabinets in kitchen with fridge hidden behind cabinet doors

Rick Madonik/Toronto Star via Getty Images

The designer said she often sees clients dealing with lower-priced appliances breaking or arriving damaged, which is why she recommends investing in quality when possible.

"Do your research and get the best ones that you can afford," she said.

For a higher-end look, the designer prefers to conceal appliances with panel-ready options integrated into the cabinetry. She also said retro-inspired styles are a more aesthetically pleasing alternative if integrated appliances aren't an option.

Too much overhead lighting can make a kitchen feel less cozy.
A general interior view of of a modern grey fitted kitchen with white painted walls, island breakfast bar with bar stools, parquet hardwood flooring, recessed lights

John Keeble/Getty Images

According to Mari, it is absolutely possible to have too much lighting in a kitchen.

She avoids track lighting and recessed lights, which can give off way too much light and make a kitchen feel more like an operating room, she said.

Instead, the designer prefers wall-mounted sconces, small lamps, or other forms of task lighting to provide "a warm and cozy vibe."

In addition, Mari recommends installing dimmer switches whenever possible to help set the mood and give you more control over the amount of light in the space.

Lastly, you won't see her jumping on kitchen trends unless they truly fit her vibe and needs.
Kitchen interior with light green cabinets, large rustic white porcelain sink and

Kseniya Ovchinnikova/Getty Images

There's nothing wrong with following the latest design trends, like colorful lighting strips under cabinets or mosaic-tile backsplashes, as long as you truly like them and they work for you.

"Every space is unique, and every family is different, and the best kitchen is the one that functions best for your needs," Mari said.

For her, designing a kitchen is about personalizing the space to fit each client's needs and lifestyle rather than following a trend simply because it's popular.

If she is going to hop on a trend in her kitchen, it's going to be because it suits her tastes and her lifestyle.

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We spend 7 months a year near our grandkids in Texas. The other 5 are for us in Florida.

A couple wearing formal evening dress.
Valerie and Glenn Cherry split their time between Tampa and Florida.

Courtesy of Valerie Cherry

  • Valerie Cherry was thrilled when her first grandchild was born. She wanted to be a hands-on grandma.
  • The mom-of-one yearned to be closer to the young family but was reluctant to leave her hometown.
  • With 1,000 miles between them, she found a "middle ground" by renting nearby for half of the year.

This story is based on an interview with Valerie Cherry, 68, a clinical psychologist from Tampa, Florida. It has been edited for length and clarity.

My husband, Glenn, 68, and I were delighted when our first grandchild — a little girl —was born four years ago.

Our son, Jamal, is an only child, and we are a very close-knit family.

We rushed from our home in Tampa to help him and our daughter-in-law, Sierra, who had settled 1,000 miles away in Houston, with the demands of a baby.

Our trips lasted between a month and six weeks, and there was a lot of to-ing and fro-ing between the two cities.

We'd either stay with the family or rent Airbnbs to give everyone a bit of space.

A man and a woman standing in front of a waterway.
The Cherrys enjoy an active social life in Tampa.

Courtesy of Valerie Cherry.

It felt great to be hands-on and useful, especially because Jamal and Sierra work very hard in finance and forensic psychology, respectively.

Back home in Florida, though, we lived life to the full in our gated, suburban community. Glenn, a relief veterinarian, and I had meaningful friendships there.

We knew lots of people, particularly fellow alumni from our colleges in Georgia. There was always something going on, like book clubs and fundraising activities.

Then our grandson was born two years ago. We continued our long visits to care for him and his sister, flying between the two cities.

We started to look at places in Houston

Soon after his birth, Jamal and Sierra approached us about what it felt like when we weren't there. They were a bit nervous and wanted to know whether we'd consider moving close by.

We were torn. As much as we wanted to be with our grandchildren, we valued our time in Tampa. Still, we started to look at places in Houston.

The trouble was that if we were to purchase something in Houston, it would have had to be in the suburbs. Traffic is terrible, so it would have been around a 40-minute drive to my son's.

A split image of a woman wearing a Wonder Woman costume and a man wearing a Superman outfit.
The Cherrys dressed as superheroes last Halloween to trick-or-treat with their grandkids in Houston.

Courtesy of Valerie Cherry

Another factor was that we didn't want to be tied down by taxes, insurance, and all of that in Texas because we didn't want to give up our home in Tampa.

I Googled other options and came across a building called Landing right in downtown, a little over 10 minutes from the family.

It was different from other arrangements because you could stay there for as long or as short a period as you liked.

We paid a membership fee and secured a two-bedroom apartment that was already furnished. The only things we brought were a couple of pots for the kitchen.

We found a middle ground

It now works out that we spend around seven months a year in Houston and five in Florida. However, the 4,800-square-foot house in Tampa is classified as our main residence.

The apartment is much smaller at 1,600 square feet, but we like it very much. There are two swimming pools in the building, playrooms, and a basketball court.

I feel like we have found a middle ground. We can spend quality time with our grandkids, especially when their parents are on a date or away for the weekend.

We're busy planning for Halloween this year as it's a big thing for us all.

We haven't lost our identity as grandparents

Meanwhile, if one of the children gets a fever at day care or school, Glenn or I can pick them up. It's an extra pair of hands.

We haven't lost our identity now that we're known as Nana and Papa. We regularly fly back and forth to Florida to enjoy the company of longtime friends.

Our neighbors keep an eye on the house while we're away, too. It's reassuring.

I know we're privileged to be in this position, but it really is the best of both worlds.

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