The Christian Democratic Union (CDU) has continued its downward spiral after suffering significant losses in state elections in Berlin and Mecklenburg-Western Pomerania on Sunday, September 20. In addition to coming second to the progressive Die Linke in the German capital, Chancellor Friedrich Merz’s party failed to achieve the 5% needed to enter Mecklenburg-Western Pomerania’s parliament, marking a new low – or, in Merz’s own words – a “disaster.”

The results of the two elections were radically different: in Mecklenburg-Western Pomerania, the far-right Alternative for Germany (AfD) won the largest percentage of votes, echoing, in many ways, the recent outcome in Saxony-Anhalt. In Berlin, Die Linke emerged as the winner, claiming a quarter of the vote after a campaign focusing on housing, the cost of living crisis, and public transport.

Read more: Far-right victory in German state elections shocks the center

Part of the local reports note that while the AfD and Die Linke lie on opposite ends of the political spectrum, both gained ground thanks to the perception that they bring the best chance of breaking with the policies implemented by the government coalition between CDU and the Social Democrats (SPD).

These policies – pursuing extensive cuts to the social and welfare system and attacks on labor rights in order to fund a massive rearmament drive – have completely eroded the support for Merz’s conservatives. Despite this administration’s unprecedented unpopularity, the German Chancellor is showing no sign of changing course, stating after Sunday’s election that “reforms must come.”

Die Linke’s Berlin result: reforms must be implemented – but which reforms?

Reforms must be implemented, voters in several German states apparently agree with Merz – just not those envisioned by the CDU. Die Linke’s campaign, led by Elif Eralp, offered an alternative list of policy reforms addressing Berlin’s inhabitants’ most pressing concerns. This meant a focus on accessible housing – including a follow-up on the 2021 referendum where voters backed expropriating the property of private real-estate companies with 3,000 or more units in the city.

Five years ago, over one million people supported the referendum’s idea of socializing the housing pool, yet no action was taken by the local administration. Since then, the housing situation has grown worse, leading to widespread frustration. Die Linke’s campaign recognized the general discontent and promised it would not give up on socialization.

“Die Linke’s successful campaign in Berlin was driven by its strong focus on affordable housing and rent control, which resonated deeply with voters facing massively rising living costs,” Kirsten Schubert, a general practitioner active in the party’s local chapter, told BreakThrough News. “The party integrated large-scale door-to-door campaigning strategy, allowing volunteers to connect personally with hundreds of thousands of residents directly at their doorsteps. By those means, strong social media presence and a huge range of community activities, they successfully mobilized a diverse coalition of non-voters, progressive urban youth, and traditional working-class voters.”

Read more: Berliners win vote to expropriate housing from corporate landlords. What’s next?

Krunoslav Stojaković, a political advisor at the Rosa Luxemburg Foundation, says that the election result commits not only Die Linke, but also “the social left and all those who care about a more just society” to work towards achieving socialization of housing. “At this point, there can be no going back […] The people of Berlin have given us this mandate.”

“There will be resistance,” he emphasizes. “Potential coalition partners are only tentatively supportive of Die Linke, and some are already making demands against the socialization of those profiting from the housing crisis as a condition for political cooperation.”

Progressive measures to face opposition from center

The approach adopted in Berlin marked a welcome break from Die Linke’s campaigning in other states. Stojaković pointed out to the portal H-alter that the party’s earlier choices – such as joining coalitions that implemented austerity measures – contributed to a fall in popularity. The recent success offers an opportunity to reclaim lost ground and reshape the party’s approach to fieldwork. But it should not be taken for granted that this will happen.

For now, the party faces talks with potential coalition partners SPD and the Greens. Figures from both parties signaled there are significant misalignments between them and Die Linke. While the SPD does not share the commitment to socialization of housing, the Greens’ Franziska Brantner said the party would not cooperate with “anti-semites from Neukölln.” With this, Brantner indicated that the political mainstream in Germany will persist in pressuring those criticizing Israel – even if this criticism remains timid at best.

Read more: Thousands join Berlin’s Peace Days to support antimilitarism and solidarity

On the other hand, left and progressive parties across Europe recognized in Die Linke’s result an important rupture within the predominating context of the far right gaining electoral ground. From Jean-Luc Mélenchon in France to Slovenia’s Levica, reactions emphasized the significance of shaping grounded and unequivocally left programs. “Politics begins with the daily problems of millions of people,” wrote Peter Mertens, General Secretary of the Workers’ Party of Belgium (PTB-PVDA). “It is not just about talking about tenants and workers, but about organizing them so they can impose change themselves.”

This article was updated on Wednesday, September 23, to incorporate comments from Kirsten Schubert.

In this personal essay at The New Yorker, Anna Holmes writes about growing up in Davis, California, a college town near Sacramento; the financial challenges her mixed-race family faced; and what it means to come from a family without the generational wealth that can make homeownership, and the financial security that comes with it, possible.

It’s hard to hear people who own property grumble about how little money they have. One friend who regularly moans about money has a four-bedroom home on the West Coast and a vacation house in New England. I’m unmoved by the financial lamentations of another friend, who owns a town house in New York with an apartment for a nanny or an in-law. Stuff like this makes me want to scream. Demonstrate some modicum of self-awareness! Read the fucking room! When a friend told me that her parents were going to help her buy a second home, I made a pointed remark that it must be nice to have access to that sort of capital. She conceded the point, graciously, and we moved on.

Westminster is the most unaffordable city for local homebuyers, according to a September 2026 real estate report. While home price growth across the UK slowed to 2% a year, a new study by Everest Mortgages looked at the cities where house prices and mortgage requirements are still too high for their own residents. Westminster makes it the most difficult for residents to buy a home, with locals needing to earn over 3 times more than they do currently. Salaries and mortgage requirements don’t match each other the most in England, as the region takes all top 10 spots.Chichester stands out with the lowest local salaries, and full-time workers there earn only £35.2K annually.

For each of 75+ UK cities, the study focused on two key numbers: the salary local workers would need to afford a home versus what they earn now. The first figure was calculated using the average house price without the deposit (15%) and what lenders usually limit for mortgage applications, taken as 4.5 times the salary. The aimed salary is then compared to the actual median salary in the region, highlighting the affordability gaps in the UK housing market. Here’s how the top 10 most unaffordable housing markets for locals.

In Westminster, residents need to earn over 3 times more than they do now to afford a home. This is the largest difference in the country between real income and what lenders are looking for when approving mortgages, and, in raw numbers, it’s a gap of £108K annually. Right now, Westminster workers take home around £52.6K a year if they’re working full time, but with house prices at £854K, they need to triple their earnings. Chichester Chichester is the second most unaffordable market for residents, with local salaries requiring a 2.3 times increase to match the mortgage conditions. In 2026, workers here earn only £35.2K annually, the lowest median salary in the top 10, but the house prices in Chichester are still higher than in Bath, Bristol, or Brighton and Hove.

To pay off a mortgage on a £430K house, residents need to earn £81.2K, more than double their current paychecks. London In third place is London, where the median earnings of £46.4K still need to be more than doubled (x 2.25) to fit the mortgage payment schedule. The average house in London is actually cheaper than one in Westminster or in St Albans, with a price tag of £554K, but local salaries need to reach at least £104.6K, the third-highest required paycheck on the list. St Albans St Albans follows closely, with a 2.14 times salary increase required. Local workers already make the most on the list, bringing home £57.4K, over £10K more than in London, but these salaries are still not enough for a safe mortgage.

With house prices sitting at £651.4K on average, St Albans homebuyers are looking for a salary of £123K. Oxford Oxford also makes the list of the cities where it’s the hardest to buy a home on local salaries. In 2026, the gap between the actual paychecks and what lenders are looking for is £44.9K, which is already more than a median Oxford salary. Currently, the income for one full-time worker amounts to £43.3K annually, so future homebuyers need to look to double their earnings. A housing expert from Everest Mortgages commented on the study: “Many first-time buyers spend years saving a deposit, only to discover their salary still disqualifies them for a mortgage on the property they've been saving toward. Having a big enough deposit is only half the story, and a stable, sufficiently large income is equally important. In Westminster and Chichester, the deposit hurdle is real, but the income gap is the wall most buyers never get over.”

The European Commission calls it the Affordable Housing Act and says it can “truly bring a change in people’s lives”. But how much will it actually do to make housing more affordable, asks Catherine Feore? 

The tension at the heart of the proposal is that Brussels is making ambitious claims about tackling the housing crisis while simultaneously making clear that it is not imposing new housing policies on governments or cities.

Commission President Ursula von der Leyen says the measure fulfils a promise to tackle housing affordability, describing it as “one step in this direction” and declaring: “Today, we are delivering for all Europeans.” Housing Commissioner Dan Jørgensen went further, saying the Act gives governments and cities tools to “make more affordable homes available”.

Yet the proposed legislation itself is considerably more cautious.
The Commission acknowledges that insufficient housing supply is the structural cause of the affordability crisis. Short-term rentals, second homes and other non-primary uses are not the root problem, although they can exacerbate shortages and push up prices in already constrained markets.

Housing stress test

The Act principally delivers a common legal framework for authorities that choose to intervene.

Central to this is a new EU test for housing stress. An area would normally qualify where an average home costs at least eight years of disposable per-capita income, that ratio has increased over the previous decade, and pressures are unlikely to ease over the next three years. At a ratio of ten or more, the historical deterioration test is dropped. Population dynamics, housing supply and demand must also be assessed.

Authorities could then restrict short-term rentals outside a host’s primary residence or tackle second homes, prolonged vacancy and certain other non-primary uses. But there is no obligation. They must also demonstrate that the activity has significantly harmed housing affordability or availability for at least three years, and any restriction must be targeted, necessary and proportionate. This seems to set a high bar of evidence for most local authorities.

Currently, local authorities must notify the Commission of short-term rental restrictions under the Services Directive. That notification requirement will no longer be required. Cities can use the new framework without seeking prior Commission approval, although measures must be published and remain open to legal challenge. Officials argue this will remove a burdensome procedure and make intervention easier.

But the Commission is equally explicit about what it is not doing. The Act does not regulate rents, harmonise housing policy, give Brussels new housing competences, dictate taxation, inheritance or planning, or require, recommend or encourage authorities to impose restrictions. Housing policy choices “remain national, regional and local”.

Executive Vice-President Teresa Ribera says that when markets fail to provide affordable homes, “public authorities have a responsibility to act”. But the Act does not compel that action; it provides a stronger legal framework if authorities choose to act independently.

Its impact could be real in tourist hotspots where non-primary housing use is demonstrably worsening shortages. But it cannot itself build a home or lower a rent. The question is whether a clearer legal toolbox matches the expectations created by the Commission’s promise to tackle Europe’s housing crisis. When asked to quantify how much of a difference the new provisions could make, the Commission couldn’t give precise figures, saying that it would depend on the measures adopted.

PHOTO CREDIT: Teresa Ribera, Executive Vice-President of the European Commission for a Clean, Just and Competitive Transition, and Dan Jørgensen, European Commissioner for Energy and Housing, give a press conference on the affordable housing Photographer: Jennifer Jacquemart © European Union

America’s elders need more places to live, but even in liberal enclaves that recognize the problem, developers are facing fierce foes: America’s elders. Make it make sense! Charley Locke reports from her hometown of Oakland, California, where boomers are organizing against two proposals that would add 618 market-rate residential units to the city’s senior housing stock:

Many in the crowd had been marching against governmental and corporate overreach for half a century: against the Vietnam draft and the invasion of Iraq; against Wall Street; against police brutality. They’re part of a generational force that’s antiestablishment and suspicious of power. But in this fight, it wasn’t so clear who the establishment was or who had the power. Were these righteous middle-class activists fending off greedy developers who would charge high rents, or were they wealthy seniors prioritizing neighborhood character over ameliorating the housing crisis? Were they once again David, or had they become Goliath?

“Most people don’t get to buy their old homes back, or ever step foot in them again, and that’s okay. But we sure can spend a lifetime trying to re-create them.” In this poignant essay for Dwell, Emilia Petrarca celebrates the work of her late father, the New York City architect John Petrarca, and explores how his influence has shaped her own relationship to home and interior design. Petrarca reflects on the process of finding her own aesthetic while carrying her father’s with her, considering the ways belongings and spaces can hold our memories, legacies, and grief.

When I moved out of my mom’s house and into my first apartment with a roommate at 23, I brought with me a black rug my dad bought in Morocco. After graduating from Carnegie Mellon, he joined the Peace Corps and spent time in Ouarzazate designing government buildings. In a room full of cheap Ikea furniture, it was the only thing that truly felt like a reflection of me. Well, that and a rigid, plastic, yellow outdoor chair I for some reason bought to go with my desk. Looking back at photos now, I see that the choice makes more sense: The chair my dad got me for my room in the Big House was almost the exact same hue.

You don’t have to live in El Cerrito, California, or have ever used Nextdoor, for this essay to resonate. For Oakland Review of Books, Amy Brown recounts buying her first home in the East Bay city and swiftly becoming the villain of her local Nextdoor—after her uncharitable Bluesky posts about the seniors opposing a library tax made their way back to her neighbors. Honest and funny, Brown’s essay explores being locally online—that weird, often uncomfortable place between online and IRL—and shows how (not) to talk to people you’ll run into at the grocery store.

Still, I spent multiple nights lying awake, thinking that everyone in this town must know I’m a bitch now. My son is supposed to start TK at the public school in the fall. What if his classmates’ parents use Nextdoor? What if the nice lady across the street who organizes a monthly dinner for our block uses Nextdoor? What if my neighbor already told everyone that the woman who moved into the house on the corner is an asshole? Does everyone I see on the street think I’m an asshole? Can they tell I don’t belong here? Do I have to go crawling back to my hometown and get a job at the car seat manufacturing plant?

Brussels (enr) – Local and regional leaders raised concerns that the next multiannual EU budget risks undermining investment in affordable homes needed to alleviate Europe’s deepening housing crisis.

“Europe’s housing challenge is not simply about building more housing units,” said Kata Tüttő, President of the European Committee of the Regions (CoR), an EU advisory body home to democratically elected regional and local representatives from all 27 Member States.  

At a gathering in Brussels on Thursday, they demanded the EU “move from political ambition to concrete investment and delivery,” arguing that failing to invest now will only put affordable housing further out of reach for millions of Europeans.

As negotiations over the EU’s next long-term financial framework gather pace, cities and regions fear that affordable housing could become a casualty of competing spending priorities as several EU member states seek to cut the European Commission’s proposed €2 trillion budget for ‌2028-2034.

Tüttő called on the European Investment Bank (EIB), the EU’s lending arm, to “mobilise the scale of investment” that cities and regions need to “make communities liveable” by providing essential infrastructure. She cited public transport, as well as energy and water infrastructure, as key examples.

Italian MEP Irene Tinagli, Chair of the European Parliament’s Special Committee on the Housing Crisis (HOUS), said addressing the housing crisis “requires investment, better coordination across all levels of government and a shared commitment from European institutions, Member States, regions and cities”.

The CoR and EIB on Thursday agreed on closer cooperation in key areas including social infrastructure, housing, and energy. The European Investment Bank’s president, Nadia Calviño, said “investing into resilient cities and regions, into cohesion and housing” was a strategic priority.

According to EIB figures, the world’s largest multilateral development bank provided a record €5 billion in financing for housing projects across Europe in 2025. The EIB is targeting an increase to €6 billion this year, Calviño confirmed.

The investments are a contribution to the European Commission’s Affordable Housing Plan, which was launched in December and aims to boost housing supply, mobilise public and private investment, and support Member States and regions in expanding social and affordable housing.

According to the Commission’s estimates, however, the EU needs to build 2 million homes each year to meet current demand, which amounts to an investment of approximately €153 billion per year.

This story was produced by the European Newsroom (enr) in cooperation with the European Committee of the Regions (CoR). The editorial responsibility lies with the enr.