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Data broker opt-out: How retirees can protect their data

22 October 2026 at 19:30

Your home address, phone number and relatives' names may be sitting on people-search websites you've never visited. Anyone who finds those listings could learn more about you than you're comfortable sharing. A data broker opt-out can help reduce that exposure, especially during retirement, when protecting your finances, family and home becomes a priority.

And a tragic case in Minnesota shows why publicly available personal information deserves a closer look. Here's what happened in Minnesota and the steps you can take to make your personal information harder to find online.

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WHAT A SCAMMER SEES THE MOMENT THEY GOOGLE YOUR NAME

Minnesota attacks expose a troubling privacy risk

In June 2025, Minnesota lawmaker Melissa Hortman and her husband, Mark, were murdered in a targeted attack. State Sen. John Hoffman and his wife, Yvette, were seriously injured in a separate shooting. Investigators discovered notebooks containing the names of public officials and a handwritten list of 11 people-search websites in the suspect's vehicle. The list included TruePeopleSearch, Spokeo, Pipl, PeopleFinders, BeenVerified, Whitepages, TruthFinder, Intelius, Ownerly, USSearch and PeopleLooker. The notes described which services were free and what information someone could find through them.

However, the discovery alone did not establish whether the websites supplied the victims' addresses. On June 11, Vance Boelter pleaded guilty to federal charges involving the murders, shootings and stalking of the victims. He was sentenced on July 23 to two consecutive life terms plus 40 years in federal prison. Separate state charges remain pending. The case raised an unsettling question: How easily could someone find your home address and information about your family?

What data brokers know about you

Data brokers collect information from public records, online activity, commercial databases and other sources. They then combine those details into profiles that businesses and individuals may be able to purchase or access. Some companies specialize in marketing information. Others operate people-search websites that make personal details available through free searches or paid reports.

Depending on the company and the available records, those profiles may include:

  • Your current and previous home addresses
  • Phone numbers and email addresses
  • Age, birth date and marital status
  • Names of relatives and possible associates
  • Property ownership and estimated home values
  • Employment and education history
  • Purchasing interests and other consumer information
  • Financial, health-related or political inferences

Not every broker collects or sells all this information. Credit reporting agencies also operate under different legal requirements than many people-search services. Still, these records can reveal details you never intended to share with strangers. For a closer look at how criminals assemble this information, read our CyberGuy report on how scammers build a profile on you using data brokers.

Want to see how much of your personal information may already be exposed? Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

Why exposed personal information is risky for retirees

Scammers can use publicly available details to make their stories more convincing. As a result, a suspicious call or message may sound surprisingly personal.

Here are some of the potential risks.

  • Financial scams: Someone who knows your age, address and family relationships may use those details to impersonate a financial institution, government agency or relative. That familiarity can make a fraudulent request sound credible.
  • Home and personal safety: People-search listings may expose where you live, where you previously lived and who lives nearby. This can be particularly concerning for people dealing with stalking, harassment or threats.
  • Medicare and healthcare fraud: A scammer who knows your name, age or location could use those details to make a fake Medicare call or insurance offer seem legitimate. Never provide your Medicare number to an unexpected caller.
  • Family impersonation scams: Criminals may use relatives' names and personal details to create convincing emergency stories. They might claim someone you love needs money immediately.
  • Spam calls and unwanted messages: Data brokers and marketing lists can contribute to unwanted contact. However, removing your information will not eliminate every robocall, spam text or phishing email.

Even if you've never experienced one of these problems, reducing the amount of personal information available online can make it harder for someone to research you.

THE SECRET LIST THAT TELLS SCAMMERS YOU'RE AN EASY TARGET

How to opt out of data brokers yourself

You can request removal from many people-search websites for free. However, each company may have different requirements, and removing a listing doesn't always prevent it from returning.

Here's how to get started.

  • Search for yourself online. Look up your full name, city, current address and phone number. Check major people-search websites for matching listings. Avoid paying for reports unless you have a specific reason.
  • Save the website addresses. Keep a record of the pages exposing your information so you can return to them later.
  • Find each site's removal instructions. Look for links labeled "Opt Out," "Remove My Information" or "Do Not Sell or Share My Personal Information." You can also check the site's privacy policy.
  • Submit your removal request. Follow the company's instructions. Some sites require you to verify your identity or confirm that the record belongs to you. Share only the information necessary to complete the request.
  • Complete any verification steps. Check your email for confirmation links or follow-up instructions. A request may remain incomplete until you finish the process.
  • Consider search-result removal. If sensitive information appears in Google search results, you may qualify to request its removal. Keep in mind that removing a search result does not erase the information from the original website.
  • Check again periodically. Brokers may refresh their records, and previously removed details can reappear. Revisit the sites and submit new requests when necessary.

A new privacy shortcut for California residents

If you live in California, you now have another option. The state's free Delete Request and Opt-out Platform (DROP) at privacy.ca.gov/drop/ launched in January 2026. It allows eligible residents to submit one deletion request to more than 600 registered data brokers. Beginning August 1, 2026, covered data brokers were required to start processing those requests. The system also requires recurring checks for matching information, although legal exceptions apply and removal is not immediate. Other states have their own privacy laws and removal rights, so your options may depend on where you live.

How a data removal service can help protect your personal information

If manually contacting dozens of websites sounds exhausting, a data removal service can handle much of the work for you. These services help identify data brokers and people-search websites that may have your information. They can also submit removal requests on your behalf and follow up when necessary.

Depending on the provider and subscription plan, available features may include:

  • Automated removal requests: Services contact covered data brokers and people-search websites to request deletion of your personal information.
  • Recurring removals: Some providers periodically repeat requests and check whether previously removed information has reappeared.
  • Progress reports: You can track removal requests and review updates about which companies have responded.
  • Multiple personal details: Certain services let you submit current and previous addresses, email addresses and phone numbers to help identify matching records.
  • Custom removals: Some providers allow you to submit additional website links for review and possible removal assistance.

To get started, choose a reputable data removal service, create an account and provide the information needed to identify your records. You'll typically need to authorize the service to submit removal requests on your behalf. Some providers also offer family plans that cover multiple household members.

Before subscribing, compare the websites each service covers, its removal process, ongoing monitoring features and subscription costs.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.

What a data removal service cannot do

Even with automated removal, some personal information may remain publicly accessible. Property ownership records, government databases and certain court records can continue displaying details about you. Data removal services generally cannot force government agencies to delete legally available public records.

Additionally, not every website must honor a removal request. Some services offer custom removals, but legal restrictions and technical limitations can prevent certain information from being deleted.

Removing data broker listings also cannot undo previous data breaches or guarantee that scammers will stop contacting you.

Still, reducing the number of websites exposing your information can make it harder for strangers to find personal details. For retirees, that added privacy can help reduce exposure to targeted scams and unwanted contact.

Kurt's key takeaways

What concerns me most is how much someone can learn about you without ever meeting you. Your address, family connections and personal history can give scammers information they can use to gain your trust. And once that information starts circulating, controlling where it goes becomes difficult. That's why I recommend taking a proactive approach. Start by finding out what's publicly available, remove what you can and keep checking. If the process becomes overwhelming, a reputable data removal service can help with the ongoing work. You may never erase every trace of yourself from the internet, but you can make your personal information harder to find.

Have you ever searched your name on a people-search website and been surprised by how much information was available? Let us know by writing to us at CyberGuy.com.

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What Is PHP? Why Are Government and Business Websites Going Offline?

22 October 2026 at 16:55
A critical security flaw in the programming language underpinning much of the web has prompted a global rush to patch vulnerable systems.

© Vincent West/Reuters

A programmer in Guernica, Spain, on Thursday, working on PHP code, software used throughout the internet.

The Swamp King

22 October 2026 at 14:30
President Trump on the left and his former lawyer Alina Habba, on the right | Bonnie Cash - Pool via CNP / MEGA / Newscom/RSSIL/Newscom

An uncanny strength of the second Trump administration has been its ability to be involved in so many scandals that no single one seems to become a dominant story.

Take the most recent allegations about Alina Habba, Trump's former personal defense attorney, who recently landed a plush gig working for Julio Herrera Velutini, a Venezuelan banker. Habba will get $50 million over five years to do unspecified work for a company that barely exists, according to The New York Times, while Herrera got a presidential pardon for a 2025 campaign finance charge.

That's just a typical day for the current White House, where the mingling of personal and public business has become routine. Some days, the story is President Donald Trump trying to help himself to taxpayer funds by suing the government he runs, or shipping billions of taxpayer dollars to a foreign mining company partially owned by his sons. Other times, it is Trump selling political influence in the form of digital coins, or his appointees getting caught in naked pay-to-play schemes. If you have a hard time keeping track of it all, I get it. The corruption is so deep and wide that focusing on any singular item becomes difficult.

But that constellation of corruption might finally be breaking through to voters ahead of next month's midterm elections.

A recent Fox News poll found that "government corruption" was the top issue for voters, ranking ahead of inflation and gas prices. Conservative commentators are taking notice.

"What they're saying is, 'Look, we're tired of you getting rich and us getting poor,'" former White House Chief of Staff Mick Mulvaney said this week.

Tim Carney, senior columnist at the conservative Washington Examiner, also tabs the corruption issue—along with other "avoidable mistakes" such as the Iran War and tariffs—as one of the major reasons why Democrats are likely to win the midterms:

Trump and his family have enriched themselves in this second term in ways more similar to third-world regimes or Cook County than to any previous administration. He and his family operate a financial company that has received heavy investments from Qatar's government. He's sold access to himself by selling otherwise worthless cryptocurrency. The IRS he controls settled a lawsuit with him, promising to pay him $1.8 billion (this settlement was voided by a judge).

Trump is not directly on the ballot next month, of course. And most voters might not be able to tell you the details of any single Trump scandal in detail. Even so, this may turn out to be the defining narrative of the second Trump administration, and there seems to be a growing consensus that Republicans have allowed (if not aided and abetted) his corrupt behavior, so it's time to give Democrats a shot at reining it in.

The Trump corruption issue is like the Biden cognitive decline issue in one key sense: Everyone around the president or even supporting him professionally from afar should be asked about it, and their lies/claims of ignorance should be hung around their necks like dumbbells.

— Matt Welch (@MattWelch) October 20, 2026

Vice President J.D. Vance told journalist Mark Halperin this week that he's "never seen any evidence that anybody's selling access to the president." When Halperin pushed back, Vance doubled down: "What I would say is I don't think there's evidence that the Trump family has become enriched by politics," the vice president said.

So either Vance isn't paying attention, or he's deliberately misleading. "Credit to Vance, it's as good an argument as is available to him," writes Daniel Foster at National Review. "The bad news is it's still not very good."


The internet nearly crashed on Wednesday as digital security and website administrators scrambled to patch two vulnerabilities in the PHP programming language that serves as the basis for many websites.

"Since its development in the 1990s, PHP has evolved into an essential scripting language for web development and is used across vast swaths of the internet in websites and software," explains Wired. "Everything from publishing systems like WordPress and Drupal to e-commerce platforms like Adobe's Magento are built on PHP."

Amid fears that hackers and AI agents could exploit the security weakness, many websites were taken offline. The National Security Agency and its counterparts in the United Kingdom and the European Union sounded the alarm. Even the prime minister of Japan, Sanae Takaichi, was telling website administrators to take the issue seriously.

The potential hacking abilities of advanced AI agents make these sorts of security risks more serious. In this case, however, the problem was also identified with the help of AI.

"Ryan Austin, a researcher at Calif, uncovered the flaws with help from GPT-5.6 Sol, one of OpenAI's most advanced models, during an audit of PHP's source code in August," The Wall Street Journal reports. Another security researcher had flagged the issue years ago, but it had never been fixed because it was considered "considered too difficult to exploit" by human hackers.

This is the future of humanity's digital landscape. "Given the severity of these flaws and PHP's widespread use, we consider this one of the most impactful security issues in recent memory," OpenAI said in a statement on Wednesday. "It highlights how AI can uncover security flaws with internet-scale impact, but the same capabilities can also help attackers rapidly develop offensive tools and exploits."

(A shoutout to Reason's web development team for keeping us up and running, today and every day.)


"Fanciful fiction." Media outlets also continue to face decidedly nondigital threats over articles and polls that make the president unhappy.

The White House threatened Politico on Wednesday with unspecified "consequences" for publishing "fanciful fiction" in a series of articles earlier this month about White House Chief of Staff Susie Wiles. If the articles are not retracted, it would trigger "an immediate review of Politico's relationship with the White House, and, of course, consideration of all other appropriate and available legal remedies," wrote White House counsel William O. Scharf in a letter to the media outlet's publisher.

Meanwhile, FCC Chairman Brendan Carr issued vague threats to broadcasters who cover what Carr called "Fake Polls" intended to "alter the normal patterns of voter turnout and enthusiasm."

These sorts of threats are an affront to the First Amendment, of course. But they are downstream of a more significant issue: the very existence of the FCC.

It's a problem, obviously, that the FCC is run by an authoritarian jackass. But the bigger problem is that the agency contains so many tempting tools for an authoritarian jackass to wield. https://t.co/Q4IJXntkOy

— Jesse Walker (@notjessewalker) October 21, 2026


QUICK HITS

  • A judge in New Mexico ordered social media giant Meta (which owns Facebook and Instagram, among other things) to pay $25 billion for misleading users about data privacy. Last month, a jury found that Meta had violated the state's consumer protection laws 43 million times.
  • Officials are trying to pin the blame on Elon Musk for a Starlink slowdown that limited the effectiveness of Ukrainian missile defenses. Musk says the decision was made by the U.S. military and Trump.
  • Peter Thiel joins the majority of Americans in thinking that Trump's Iran War was a mistake. Even so, the U.S. and Israel are reportedly planning another round of attacks after the election.
  • The environmental studies for California's high-speed rail line include such absurdities as counting bumblebees "one by one" and considering the train's "acoustic impacts on waterfowl and shorebirds." That's how to spend 16 years and $15 billion building nearly nothing.
  • Obvious metaphor alert!

A group dispatched by Hegseth's team in February attempted to move the historic globe, said to be used by Eisenhower during World War II.

They lifted it from its home in an Army office in the Pentagon … and dropped it. pic.twitter.com/vTjWdYXn0k

— Dan Lamothe (@DanLamothe) October 22, 2026

The post The Swamp King appeared first on Reason Magazine.

PHP Security Flaw Sets Off Global Rush to Patch, Leaving Websites Offline

Governments and businesses around the world scrambled to prevent hackers from exploiting a vulnerability in PHP, a popular programming language.

© Geert Vanden Wijngaert/Associated Press

Prime Minister Rob Jetten of the Netherlands in Brussels last week. He said that his cabinet was closely monitoring the online vulnerability caused by a security flaw in PHP.

A.I. Discovered a Critical Vulnerability in PHP, a Coding Language Behind Many Websites

21 October 2026 at 20:04
The disclosure heightened concerns about A.I.’s potential to upend cybersecurity unless shortcomings are addressed.

© Annegret Hilse/Reuters

The website for the French government was temporarily unavailable on Wednesday amid hacking concerns stemming from major bugs in a piece of software used widely across the internet.

"Mecanismos de controlo" na PJ têm de funcionar

20 October 2026 at 16:18
O aviso surge numa altura em que está em curso uma auditoria interna, entre outras avaliações, à contratação de empresas e gestão de bens apreendidos pela instituição, durante o mandato de Luís Neves.

© RODRIGO ANTUNES/LUSA

"Uma instituição forte não é aquela que ignora ou esconde as suas fragilidades. É aquela que tem capacidade para as identificar, corrigir e impedir que comprometam a sua missão", sublinhou a ministra da Justiça

"Em Espanha, Ronaldo seria suspenso pelo menos por 2 anos"

13 October 2026 at 13:26
Lúcio Correia, professor de Direito de Desporto, critica a Federação Portuguesa de Futebol por ‘fato à medida’ disciplinar para Cristiano Ronaldo e diz que o atleta está a ser beneficiado.

Frigoríficos a 50ºC em ciberataque a supermercados franceses

12 October 2026 at 18:22
Ataque sem precedentes afetou pelo menos 150 lojas Intermarché e 80 do Carrefour. Agência francesa de Cibersegurança investiga por ordem do primeiro-ministro.

© AFP via Getty Images

Ukraine is third in world for cyberattacks after US and Israel, and first in Europe. Machine-speed assaults run continuously and without fatigue

6 October 2026 at 19:35

Illustrative photo. Credit: Philippe HUGUEN / AFP

Only the US and Israel were hit by more cyberattacks than Ukraine this year. Ukraine ranked third in the world and first in Europe among the countries whose organizations and users were most often targeted by cyberattacks in the first half of 2026, accounting for 4.8% of all victims worldwide, up from fifth in the world and third in Europe a year earlier, Microsoft said in its Digital Defense Report 2026.

Microsoft processes more than 165 trillion security signals a day, which lets it show how often attackers go after customers in each country. Russian state hackers aimed 14% of their recorded activity at Ukraine, more than at any country except the US.

The era of machine-speed cyberattacks is here

Government agencies and services were the most targeted sector worldwide at 27%, up from 17% in 2025. Phishing drove 23% of intrusions Microsoft investigated, up from 7% a year earlier, and the median time from finding a vulnerability to weaponizing it has fallen well below 24 hours.

The use of artificial intelligence is pushing cyberspace into an era of “machine-speed” attacks that operate continuously and without fatigue, according to Dev.

“Many AI agents act on behalf of users and with their access rights, so a compromised agent combines user-level access with machine-scale actions,” Natalia Burlakova, Security Sales and Engineering Lead at Microsoft, says.

Deception beats code in attacks on Ukraine

Ukraine's own agency data show a similar pattern. Malware accounted for 33% of cyber incidents in the first half of 2026, and social engineering 31%, the State Service of Special Communications and Information Protection reported on 30 September. System infections made up 15%, and system compromises 4.5%.

Attackers rely less on technical complexity than on trust, according to the report by Ukraine's computer emergency response team, CERT-UA. Hacker groups create fake pages that mimic CERT-UA, Ukraine's Parliament's document management system, and the Brave1 defense technology platform.

Microsoft urges five government steps

Microsoft asks governments to prepare for faster-moving threats by assigning roles and coordinating agencies in advance of a crisis, and to treat AI security as part of national resilience. It also asks them to plan for incidents that spread, noting that 52.2% of intrusions involving valid accounts led to additional credential theft.

Hackers Breached Propulsion System of US-Bound Oil Tanker

5 October 2026 at 19:02
FBI and US Coast Guard investigators have found evidence that hackers accessed the propulsion system of an oil supertanker as it was approaching the Texas coast this summer, according to US officials familiar with the matter, an extraordinary breach that highlights the growing physical risks from cyberattacks.
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